We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Polymers | Working Capital
Polymers are a working-capital business. The product turns, margins are tight, and the cash conversion cycle can choke growth. Supply chain finance is how serious distributors and traders scale without constantly injecting equity.
In polymers, warehouse facilities are not optional add-ons. They are a core supply chain finance tool because inventory sits between supplier payment and customer collection. If the lender can control the stock, the lender can lend against it.
Supply chain finance in polymers is financing the cash conversion cycle across three links: payables, inventory, and receivables. Some companies only use one link. The best operators finance all three under one coherent control framework.
Purpose: pay suppliers on time without draining cash reserves.
Purpose: turn stock into liquidity while keeping product available for sales.
Purpose: bridge the gap between invoice date and cash receipt so growth does not stall.
Lenders do not underwrite “polymers” as one product. They underwrite product identity, grade stability, resale liquidity, storage risk, and documentation quality. Typical categories include:
Why lenders care: Standard grades with repeat demand and predictable turnover typically support higher eligibility and better advance rates. Specialty grades can work, but lenders tighten eligibility and reserves if resale is narrow.
A warehouse facility is inventory finance with real-world controls. The lender advances against eligible stock held in a controlled environment with verification, segregation, and release rules. This is supply chain finance because it funds the period after supplier payment and before customer payment.
Many polymers facilities are run as borrowing base revolvers. Availability expands and contracts based on eligible inventory and eligible receivables, net of reserves and concentration limits.
| Term | Definition |
|---|---|
| Eligibility Criteria | Rules defining what inventory lots and receivables count, often based on age, buyer quality, documentation, and location. |
| Advance Rate | The percentage of eligible collateral value the lender will fund. It varies by product, controls, and liquidity. |
| Reserves | Haircuts applied to cover dilution, disputes, slow-moving stock, concentration, and operational risks. |
| Concentration Limits | Caps on exposure to a single buyer, supplier, or product bucket inside the borrowing base. |
| Lockbox | A controlled collections mechanism routing buyer payments into a controlled account to reduce diversion risk. |
Financely structures polymers supply chain finance by packaging the lender file and matching it to lenders whose mandates fit your products, jurisdictions, warehouse set-up, and buyer quality. We focus on executable collateral controls, borrowing base discipline, and decisioning to written outcomes.
For process visibility, start at How It Works. To submit a polymers supply chain finance request, use Contact Us.
Send your product list, supplier terms, buyer list, and warehouse details. We will revert with a deal-specific checklist and a facility structure that funds payables, inventory, and receivables under lender-grade controls.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Any engagement and any introduction process is subject to diligence, KYB, KYC, AML, sanctions screening, lender criteria, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
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