Oil and Gas Trade Finance: Contract Funding for Petroleum
Stop Parking Millions in Every Cargo — Put Your Capital to Work with Contract‑Backed Oil & Gas Finance
Crude, diesel, gasoline, LPG, LNG — the volumes are large, the price curve moves daily, and counterparties still expect seller‑side funding. Each lift ties up working capital long before the buyer’s funds clear. If your next fixture demands cash you’d rather deploy elsewhere, this page is for you.
The Cash‑Flow Squeeze Every Petroleum Trader Faces
- The refiner wants payment at hose‑disconnection; your buyer insists on 45 days post‑BL.
- ICE margin calls spike when Brent drops three dollars overnight.
- Demurrage racks up six figures while the discharge jetty remains occupied.
- Sanctions checks slow LC issuance, pushing laycan back and raising storage fees.
Spend more time chasing credit officers and less time bidding cargoes, and your edge disappears.
Contract‑Backed Funding: Purpose‑Built Working Capital, Tenor‑Matched to Your Voyage
Financely structures oil and gas trade‑finance facilities that advance up to 90 % of cargo value against:
- Confirmed documentary LCs (sight or UPAS)
- Stand‑by LCs or URDG guarantees
- Receivable assignments on rated buyers
- Repos over tank‑farm inventory or in‑transit title
Funds arrive five to ten banking days after final approval, aligned with BL issuance, inspection sign‑off, or delivery note—whichever matters most to your cash cycle.
Four Steps from Contract to Cash
| Step | What You Do | What We Handle |
|---|---|---|
| 1 · Submit Deal | Send executed contract, shipment plan, KYC | Counterparty credit & sanctions review |
| 2 · Term Sheet | Agree advance %, margin, tenor | Draft facility docs, coordinate LC / SBLC wording |
| 3 · Drawdown | Present BL / inspection / LC copy | Wire funds to supplier, freight, or your ops |
| 4 · Repayment | Buyer settles; LC reimburses; or SBLC stands | Match collections, release residual margin |
What You Gain
- Advance rates up to 90 % of cargo value
- Pricing from SOFR/EURIBOR + risk spread
- No corporate leverage covenants — facility stands on the trade
- Scales with fixture pipeline, not static credit lines
- Funds available in USD, EUR, AED, or SGD
Traders Who Rely on Financely
“Financely covered 85 % of our ULSD cargo at Fujairah in six days. That kept our tender commitment intact and freed cash for a second fixture.” — CEO, Independent Trader, Dubai
“Their repo line on our Rotterdam tanks trimmed our net working capital by EUR 28 million last quarter.” — Head of Finance, European Bunker Supplier
Capacity Is Finite
Energy lines are allocated quarterly. Once country and counterparty limits fill, new draws wait for the next cycle. If you have liftings in the next 30 days, secure your slot today.
Arrange funding for your next crude or refined‑product cargo. Click below, share the basics, and receive indicative terms within 48 hours.
Request a QuoteOur Commitment
If we cannot present an executable structure within two business days of receiving complete data, we will tell you straight and charge nothing.
About Financely
Financely arranges tailored trade‑finance solutions for the global energy sector. We operate as arranger; each mandate depends on statutory diligence, KYC, and market appetite.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
