OEM and Distributor Buyer Finance Program | Vendor Financing Setup | SBLC DLC UPAS Receivables

OEM and Distributor Buyer Finance Program | Vendor Financing Setup for Manufacturers | SBLC DLC UPAS Receivables

OEM and Distributor Buyer Finance Program

Offer real payment terms without delaying cash. This vendor financing program gives manufacturers and distributors a white label buyer finance program that funds approved orders fast. We combine SBLC payment support, confirmed DLC, UPAS LC, and receivables discounting so you get a supplier financing solution that closes deals and protects margin. The setup is bank ready, the portal is simple, and the first two transactions are executed with you.

Turn lost quotes into funded orders

When buyers cannot prepay
Use confirmed DLC for export shipments or UPAS LC so the exporter is paid at sight while the importer gets usance tenor. That is embedded finance for B2B that sales teams can explain in one line.
When projects need security
Add SBLC payment support tied to milestones. Terms are ICC compliant and matched to the contract so approvals move faster.
When cash is tight
Layer receivables discounting for approved invoices. Combine with a trade credit program setup that sets limits, tenors, and checks that your team can run every week.

What you get at launch

Buyer finance program design
Clear credit policy for OEM distributor financing, ticket sizes, tenors, countries, KYC rules, fraud checks, and escalation paths that fit your sales cycle.
Bank-ready dossier
Full data room for issuers, confirmers, and receivables lenders. Ownership map, sanctions screen, financials, contracts, shipment calendar, and MI templates, indexed and clean.
ICC compliant wording set
UCP 600 drafts for DLC, ISP98 or UCP 600 for SBLC, UPAS LC clauses, and URC 522 templates for documentary collections.
Funder panel
Three issuing banks, two confirming banks, and two receivables lenders sized to your routes and average ticket. This is the practical core of a supplier financing solution.
White label intake and portal
Simple forms and a deal tracker your reps can use on day one. Works alongside your CRM. No heavy IT lift to start.
Sales enablement
Pricing grid, margin calculator, and call scripts so the buyer finance program is easy to sell without long training.

Funding routes we set up

Confirmed DLC
Supplier is paid on compliant presentation with a confirming bank. Ideal for export and tender work where confirmation is mandatory.
UPAS LC
Exporter receives sight payment while the importer enjoys usance tenor funded by the bank. Good for large equipment and high value inputs.
SBLC payment support
Payment or performance support for projects and milestone driven orders. Wording matched to the contract so banks can approve the file.
Receivables discounting
True sale or discounting for approved invoices. Works with the buyer finance program to speed cash conversion.

Process and 30 day target timeline

1

Scope and policy draft

Kickoff, sales workflow, risk appetite, approval matrix. Document list issued on day one so the data room starts filling immediately.

2

Bank-ready dossier and wording

ICC compliant drafts for DLC, SBLC, and UPAS. URC 522 for collections. Full company, financials, contracts, and shipment plan compiled and indexed.

3

Bank testing and term sheets

Soft circulation to issuers, confirmers, and receivables lenders. Capture appetite, fees, collateral asks, and service levels. Secure term sheets you can accept or refuse.

4

Go live and first two fundings

Portal live, sales tools rolled out, SWIFT flow coordinated, documents presented. We ride the first two deals to completion so the program is proven in the field.

Pricing

Build and launch

USD 84,500 fixed
Program design, bank-ready dossier, ICC wording set, funder panel, portal, sales tools, and go live support.

Per funded deal

2.0% of financed amount
Capped at USD 35,000 per deal. Bank and third party fees are separate.

Program management

USD 6,500 per month
Optional for six months. Pipeline reports, term updates, training, and troubleshooting.

See our Letter of Credit services and our Structured Commodity Finance solutions. Both support the buyer finance program and strengthen your vendor financing setup.

Launch your buyer finance program

Book a scoping call. Bring a sample contract, average ticket size, target markets, and your next shipment dates.

Start Your Program

Financely acts as an arranger on a best efforts basis. We are not a bank. Outcomes depend on partner approval, KYC and AML, sanctions screening, and clean documentation. Nothing here is a commitment to lend or to buy securities. ICC rules apply where referenced.

Frequently Asked Questions

Is this a B2B BNPL for manufacturers?
It solves the same problem but with bank grade tools. We use confirmed DLC, UPAS LC, SBLC payment support, and receivables discounting so large orders and cross border routes are acceptable to banks and buyers.
Can this replace my trade credit program?
It can sit beside your existing trade credit program setup. Use the vendor financing program for bigger tickets, longer tenors, and export corridors that need confirmation.
How fast can we start funding buyers?
Target is 30 days after a complete data room and term sheets. First two deals are executed with our team riding shotgun until funds are released.
Do you help with structured commodity finance?
Yes. The program plugs into structured commodity finance for inventory backed lines and supply chain flows. See the link above for details.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.