We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
We arrange non-SBA business acquisition loans for serious buyers who want higher leverage, cleaner structures, and a process that matches the speed of their deal. Acting as your debt advisor and arranger, we structure and place unitranche or senior plus mezzanine facilities with banks, private credit funds, and specialist lenders, with leverage up to 85% LTV where the numbers support it.
85% LTV
Target leverage on qualified non-SBA business acquisition deals.
45 days
Typical timeline from signed mandate to funding for prepared buyers.
80+ lenders
Banks and private credit funds in our active acquisition debt network.
© Financely | Trade and Project Finance Advisory
Share your LOI or APA, last three years of financials plus current management accounts, a short sponsor profile, and your intended equity contribution. We will tell you plainly whether up to 85% LTV is realistic for your transaction, outline the likely debt structure (unitranche or senior plus mezzanine), and set a clear path to a committed lender term sheet.
Non-SBA acquisition financing is suitable where the transaction requires higher leverage, more flexible terms, or structures that do not fit SBA policy. Typical situations include control acquisitions in the lower mid market and mid market, multi-entity or multi-jurisdiction groups, roll up strategies, sponsor recapitalisations, and transactions with earn outs or seller rollovers that sit outside SBA guidelines. It is also relevant where ticket size, speed, or covenant design require institutional lenders rather than a standard SBA product.
On well structured transactions, total debt across unitranche or senior plus mezzanine facilities can reach up to approximately 85% LTV. Lenders still expect a meaningful equity contribution from the sponsor and, in many cases, a seller note or equity rollover. As a directional guide, sponsors who can demonstrate 20% to 35% of the capital structure from equity and seller paper, supported by resilient cash flows and a credible business plan, are better positioned to secure competitive terms.
Before engaging lenders, we require a signed or near final LOI or APA, at least three years of historical financial statements for the target, current management accounts, and a clear view of normalised EBITDA and adjustments. We also need a concise sponsor profile that sets out ownership, track record, sector experience, and planned governance post closing, together with the intended equity contribution. Where available, a quality of earnings report, key customer and supplier analyses, and any early lender feedback strengthen the credit package and support faster execution.
From formal mandate to funding, a practical range is 4 to 10 weeks, subject to the quality of information, due diligence findings, lender selection, and the pace of legal documentation. The optimal time to engage us is once you control the process with a serious LOI, clear valuation expectations, and visibility on your equity. At that stage we can structure the capital stack, prepare a lender grade credit pack, manage a focused lender approach, and coordinate timelines with your purchase agreement milestones.
We charge a USD 500 RFQ fee, which is credited against our advisory fee when we move forward on the same transaction. Our advisory fee is USD 5,000 flat per deal, payable on signing the mandate, and covers structuring, underwriting, preparation of materials, and managing the lender process. On successful closing, we charge a success fee of 2.5% of funded debt. Lender arrangement fees, original issue discount, legal fees, due diligence costs, and any third party expenses are for the client’s account. All engagements are on a best efforts basis and do not constitute a commitment to provide or arrange financing.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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supportdesk@financely-group.com for general enquiries.
