We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
If someone is offering a “Standby Letter of Credit with no upfront fee,” they are not describing a real issuance route. A bank-grade SBLC requires underwriting, compliance clearance, instrument drafting, and operational execution before anything is issued or advised. Those steps cost money before any message is released.
A standby letter of credit is an independent bank undertaking. The issuer is effectively saying: if the beneficiary presents a compliant demand, we pay. That is why a real issuer must (1) underwrite the applicant and the transaction and (2) secure the exposure with collateral or facility capacity. If you want the rules and use-cases first, start with the Standby Letters of Credit FAQ.
The pitch avoids the credit file, the compliance file, and the documentation workflow. If the provider cannot explain the issuing institution, the governing rules, and the step-by-step process, it is not an issuance track. A legitimate process looks like the workflow described in our SBLC application and issuance guide.
Serious lenders and banks do not fund screenshots or promises. They fund documented obligations, controls, and repayment logic. If you are still deciding what instrument fits your need, read SBLC vs bank guarantees vs demand guarantees and compare it to a trade-driven structure like a documentary letter of credit.
The solution is not chasing “no upfront fee.” The solution is structuring reality: reduce the exposure, improve the file, improve the collateral package, or use a different instrument. In many cases, the right answer is a short-tenor trade structure with clean controls, or discounting mechanics on bank undertakings where it actually fits. If working capital timing is the real issue, see how timing and liquidity work in usance LC discounting under UCP 600.
Real issuance is boring, structured, and evidence-driven. You will be asked for financials, corporate documents, contract pack, and a clear explanation of why the SBLC is needed, how it can be drawn, and how exposure is covered. You will also pay for professional work upfront, because someone is doing real underwriting and real documentation before issuance.
If you have a real transaction, credible counterparties, and you can fund underwriting and third-party work, we can outline the issuer-ready path, the evidence required, and the realistic timetable.
Apply For A QuoteDisclaimer: This page is for general information only and does not constitute advice, an offer, or a solicitation. Financely acts as advisor and arranger through regulated partners and is not a bank or lender. Any instrument or facility is subject to underwriting, KYC, AML, sanctions screening, legal review, perfected security, and approvals by relevant stakeholders.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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