Nightlife Venue Acquisition Financing
We structure and underwrite funding for nightlife venue acquisitions. Senior secured loans, mezzanine, seller notes, and equipment financing, packaged with clear covenants and a tight closing plan. For bars, clubs, lounges, and late night F&B groups acquiring single sites or portfolios. Full KYC, AML, and sanctions screening on every mandate.
What We Finance
Asset or Share Purchases
Single-venue buys, portfolio roll-ups, distress takeovers, and management buyouts with transition support.
Real Estate and Leaseholds
Fee simple acquisitions, leasehold assignments, key money, and capex for refits and sound compliance.
Equipment and Fit-Out
FF&E, audio and lighting, kitchen upgrades, POS, and security systems funded alongside the buy.
Capital Stack We Arrange
Senior Secured Debt
First lien on assets and cash flows. Real estate mortgage where applicable. DSCR-based sizing.
Mezzanine
Second-lien or unsecured with intercreditor controls. Used to bridge equity gaps at closing.
Seller Note
Deferred consideration tied to performance. Often interest-only with earn-out triggers.
Equipment Finance
Leases or term lines on audio, lighting, kitchen, and furniture to preserve opening liquidity.
What Improves Approval
Earnings Quality
Trailing EBITDA, clean cash controls, POS reports, tax compliance, and verifiable revenue mix.
Location and License
Prime footfall, stable lease, landlord consent, liquor and late licenses in good standing.
Management Track Record
Operator history, staffing plan, security protocols, neighbor relations, and incident logs.
Typical Terms
- Senior leverage.
Up to 3.0x to 3.5x EBITDA when quality is strong. Real estate backed deals can stretch higher.
- LTV.
55 to 70 percent against appraised real estate. Lower on leasehold-only transactions.
- Pricing.
Senior floating with margin set by DSCR and collateral. Mezzanine priced for risk with warrants or PIK as needed.
- Tenor.
3 to 7 years senior. Mezzanine 3 to 5 years. Seller notes 2 to 4 years with step-downs.
- Covenants.
Minimum DSCR, liquidity floor, capex plan, event reporting, and quarterly operational KPIs.
Process
1
Screen and Structure
We assess earnings, license status, lease terms, collateral, and closing timeline. We map the capital stack and covenant pack.
2
Underwrite and Term Sheet
We price with lenders and private credit funds, align intercreditor terms, and issue a term sheet with conditions precedent.
3
Documentation and Close
We finalize loan agreements, security, assignments, and landlord consents. Funds flow and post-close reporting are set.
What To Send For Pricing
Financials
Trailing 24 months P&L, balance sheet, POS summaries, bank statements, and tax filings.
Premises and Licenses
Lease, landlord details, permitted hours, liquor license, capacity, and noise plan.
Transaction Pack
LOI or SPA draft, purchase price, sources and uses, capex plan, and management resumes.
Request Your Acquisition Term Sheet
Share the LOI, trailing EBITDA, lease terms, license status, and your target closing date. We will revert with lender routes, pricing, and a checklist.
Start Your Funding Mandate
Financely is an arranger and underwriter. We are not a direct lender. Engagements are best efforts and subject to due diligence, KYC and AML, sanctions screening, and approval by lending partners. Nothing here is a commitment to lend or to buy securities.