We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Trepp’s January data shows office CMBS delinquencies rising to a new high, driven by refinancing friction, weak demand in many submarkets, and maturity defaults.
Large maturities in 2026 keep borrowers in the market at a time when lenders remain selective on leverage, sponsorship, and business plans. The spread between “financeable” and “stuck” assets is widening.
The Federal Reserve’s SLOOS is still a useful read on direction of travel. Even modest easing does not help assets that fail debt service tests at today’s coupons and valuation levels.
Reuters has highlighted how several regional banks continue to manage office exposure, which matters because regional banks still sit across meaningful Commercial Real Estate and multifamily balances.
| Signal | What Lenders Do | Practical Takeaway |
|---|---|---|
| Office delinquency at new highs | Reduce leverage, demand more equity, price wider, tighten covenants | Assume a tougher refinance even if the property is performing today |
| Maturity-heavy 2026 calendar | Pick targets, prefer simple capital stacks, avoid open-ended stories | Bring a clean package early, delays get punished |
| Higher base rates and higher coupons | Underwrite to debt service, not to “future cap rates” | Re-cut business plans using conservative NOI and realistic lease-up |
| Dispersion by asset quality and submarket | Focus on “right place, right product” and proven sponsorship | Tell the credit story with evidence, not adjectives |
| More active servicing and workout posture | Less tolerance for repeated extensions without a credible plan | Expect stricter milestones, cash sweeps, and reserve requirements |
This post is general information for commercial participants and is not legal, tax, or investment advice. Financely does not lend and does not commit capital. Financely operates as a transaction-led capital advisory desk. Any financing is subject to KYC, AML, sanctions screening, diligence, and independent lender approvals. Where regulated execution is required, delivery is coordinated through appropriately licensed firms operating under their own approvals.
Submit the asset file with trailing financials, rent roll, debt schedule, business plan, and sponsor track record. We will assess financeability and pursue executable term sheets or issue a written decline.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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