We help acquisition sponsors close on HVAC and mechanical services businesses when the senior lender will not stretch far enough. Financely arranges mezzanine and senior gap facilities that sit on top of your bank loan and sponsor equity, so you can fund the full purchase price, cover closing costs, and keep working capital intact.
HVAC and mechanical service businesses are attractive because they generate recurring maintenance revenue, have sticky client relationships, and often benefit from local market dominance. Lenders understand this, but they still cap senior leverage. Sponsors are then left with a gap between the bank loan, their available equity, and the price the seller will accept.
Our role is to arrange additional debt and quasi equity that fills that shortfall without blowing through prudent leverage levels. We work with credit funds, specialty lenders, and family office capital that are comfortable with mezzanine tranches secured on shares, subordinated liens, or a mix of both. The goal is straightforward: a capital structure that closes, that survives lender scrutiny, and that leaves enough free cash flow for capex and bolt-on growth.
We do not replace your relationship bank. We build around it. Financely focuses on the parts of the capital stack that are hardest for sponsors to raise alone: mezzanine layers and structured senior gap facilities that stretch proceeds while keeping headline leverage and covenants within market norms for the sector.
Our team helps you map out these layers early, so that your LOI and purchase agreement reflect a capital structure that can be underwritten and sold to real lenders, not just pitched on paper.
We support buyers that already have a clear target, a realistic valuation, and a willingness to share full financial information. The typical client profile is professional and time sensitive, often with seller expectations and exclusivity clocks already running.
First or second platform acquisition in HVAC, plumbing, or mechanical services, with committed equity but a shortfall against the agreed purchase price or seller note structure. You need a credible gap solution that your senior lender and investors accept.
Existing HVAC or building services groups acquiring competitors, territory roll ups, or bolt on service lines. You want to preserve internal cash and bank headroom for future deals, while still meeting seller price expectations.
Private equity and family offices scaling HVAC platforms through add on acquisitions. You may already have a lending club in place and need an extra tranche to support larger or faster deal flow without overextending sponsor equity.
Every mandate is priced and structured case by case, but lenders still look for some basic guardrails on deal size, leverage, and cash flow strength. The ranges below are illustrative of mandates that attract attention in the current market rather than fixed promises.
We keep the process focused on what funding partners actually need to see. That saves time for sponsors and avoids running broad auctions that never reach credit committee.
We review your LOI or SPA, management accounts, and lender feedback to date. From there we sketch a realistic senior plus mezzanine stack, including target leverage, pricing bands, and key covenants.
Once engaged, we prepare or refine the lender pack: credit memo, financial model, sources and uses, and a short investment note tailored to HVAC and building services credit teams.
We run a focused process through senior lenders, mezzanine funds, and private credit investors that are active in HVAC and service businesses at your deal size. The objective is a small set of credible term sheets, not a stack of soft expressions of interest.
We compare structures, covenants, and pricing, then work with you and your counsel through credit approval, documentation, and closing so that senior and mezzanine pieces work together and the acquisition funds on time.
If you have an LOI or SPA on an HVAC, plumbing, or mechanical services target and a clear equity plan but still face a funding gap, share your deal details with us. Financely can assess whether mezzanine and senior gap financing is realistic for your case and work with you to secure a capital stack that lets you close and grow.
Request HVAC Acquisition Financing TermsFinancely acts as arranger and advisor through regulated partners. Where lending or securities activity requires registration, activity is carried out by or through appropriately licensed firms in the relevant jurisdictions. This page is for general information and does not constitute legal, tax, or accounting advice, nor a commitment to provide financing. Any mandate will be on a best efforts basis and subject to KYC, AML, sanctions screening, full credit approval by funding counterparties, and negotiated documentation that sets out final pricing, covenants, and conditions precedent.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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