Metals Repo Financing — Real Inventory, Not “$2,000/Gram” Powder

Metals Repo Financing — Arranger and Advisor

Metals Repo Financing

We act as arranger for metals repo lines against verifiable collateral. If it sits in a bonded warehouse, carries a transferable receipt or warrant, and can be sold fast, we’ll run it. If it’s an “ultra-fine copper powder” deck priced by the gram, save the email—credit won’t clear it.

Snapshot: GMRA or similar repo docs, bonded custody with named warehouse receipts/LME warrants, SGS/BV/Intertek inspection tied to lot numbers, daily mark-to-market and margin calls, sensible haircuts. No SKRs, no “soft probe only,” no gram-priced fantasies.

Where we add value

LME metals (deliverable shapes)
Copper cathode, aluminium, zinc, nickel under warrant or bonded WR with clear exit liquidity.
Named concentrates
Recognised brands with assay, moisture controls, and identified smelter buyers.
In-transit with control
Title documents, collateral manager, cargo/war cover, and lender release rights.
Portfolio lines
Revolving repo against rolling lots with margining and eligibility criteria.

Debt products we arrange

Classic repo (GMRA) Purchase–repurchase with daily MTM, haircuts, and lender control of releases.
Warehouse line Revolving facility secured on bonded inventory under collateral manager oversight.
Pre-export/pre-payment Advance against offtake with assignment of receivables and export proceeds.
In-transit repo Title over BLs, insurance and tracking; funds against documents with tight release terms.

What makes inventory bankable

Title & custody Transferable warehouse receipt/LME warrant; bonded site; lender access and control.
Inspection SGS, Bureau Veritas, Intertek, or Cotecna report matched to lot numbers and location.
Valuation Exchange/benchmark pricing ± logistics and quality adjustments. No gram quotes.
Exit liquidity Named smelters/fabricators or documented offtake; evidence of prior sales helps.
Documentation GMRA or equivalent, governing law, events of default, margin mechanics, insurance endorsements.

Indicative haircuts and appetite

Commodity & form Storage & evidence Typical LTV (Haircut) Notes
Copper cathode (LME) Warrant or bonded WR + inspection 65–85% (15–35%) Location/liquidity drive advance
Aluminium, zinc, nickel Bonded WR + inspection 60–80% Exchange link and deliverability
Concentrates (named brands) Assay + custody, tight controls 40–65% Moisture/penalties cut advance
Powders, scrap, off-spec Case by case (usually decline) Low to none Exit is weak; not financeable

Security package and controls

  • Assignment of warehouse receipts/LME warrants and control of releases
  • Share pledge over SPV where relevant
  • All-assets charge on inventory and proceeds
  • Accounts structure with waterfall and margin mechanics
  • Insurance with lender endorsements; reinsurance where needed

Who we approach

Commodity trade finance desks, banks with repo appetite, specialist private credit funds, metals merchants with balance sheet, and select collateral managers. Targets are filtered by commodity, jurisdiction, ticket, and tolerance for in-transit risk.

Process and timeline

  1. Intake: Send ask, commodity, location, storage info, and receipts/warrants.
  2. KYC: Sponsor and SPV screening. Invoice issued after preliminary clearance.
  3. Underwriting: Credit memo, risk map, CP list. First pass in 7–10 business days after full docs and cleared payment.
  4. Verification: Warehouse call and independent inspection matched to lots.
  5. Distribution: Staged send to repo lenders that match commodity and jurisdiction.
  6. Term sheet & closing: GMRA, margining, insurance, filings, escrow, and funds flow.

Documentation checklist

Item Details
Title & storage Warehouse receipt/LME warrant, warehouse address, manager contact, access letter
Inspection SGS/BV/Intertek/Cotecna report tied to lot numbers; or permission to survey
Valuation basis Benchmark reference and all logistics/quality adjustments
Exit/buyers Named buyers or offtake history; prior invoices help
Insurance Policy schedule, endorsements, and claims process
KYC Sponsor identity, source of funds, sanctions screening

Mandate and fees

Underwriting fee From $45,000 to $165,000 based on ticket size and complexity. Invoice after KYC.
Success fee 2.0% to 3.0% of funded amount. Minimums apply.
Third-party costs Client pays legal, inspection, collateral management, insurance, filings.
Refunds Fees are non-refundable once underwriting begins.

FAQ

Do you accept SKRs?
No. We need transferable warehouse receipts or warrants under control, not screenshots.
Can you finance ultra-fine copper powder?
Almost never. Exit is weak, pricing is opaque, and “$2,000/gram” claims are non-starters.
How fast can you move?
First pass in 7–10 business days after full docs and cleared payment. Closing depends on custody and inspection.

Submit your metals repo enquiry

Send a fundable file. If it’s gram-priced powder with mystery storage, don’t bother.

Contact the Repo Desk

We are an arranger and advisor. We are not a lender and do not guarantee funding. All mandates are best efforts and subject to underwriting, KYC/AML, inspection, and legal review. Pay only to bank details on our official invoice. Be careful with unsolicited offers through unofficial channels.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.