We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Leveraged Finance
Leveraged finance is debt raised against cash flow and assets where leverage is material and lenders rely on covenants, collateral, and controls. It is used for acquisitions, refinancings, recapitalizations, and growth when equity alone is not the plan.
If you want a clean process to written term sheets, start with How It Works.
The label is not marketing. It usually means higher debt to EBITDA, tighter documentation, and lender focus on downside protection. In practice, leveraged finance deals are underwritten on cash flow quality, collateral, and how enforceable the lender protections are.
Lowest risk layer, first claim on collateral, usually the cheapest money.
Used to fill an equity gap, increase leverage, or finance a purchase price that senior debt cannot carry.
| Underwriting area | What they test |
|---|---|
| Cash flow quality | Recurring revenue, churn, pricing power, seasonality, and margin stability. |
| Leverage and coverage | Debt to EBITDA, fixed charge coverage, free cash flow after capex. |
| Collateral and security | Security package, lien priority, guarantees, and enforceability. |
| Downside cases | Stress scenarios, covenant headroom, and liquidity runway. |
| Governance and reporting | Financial reporting cadence, KPI reporting, and lender information rights. |
Speed comes from clarity: your lender package must tell one story about EBITDA quality, leverage capacity, and collateral. If the story changes between deck, model, and QofE, the process slows down.
Financely runs leveraged finance mandates by packaging the file, pressure testing the model and covenant capacity, and running lender outreach to produce written term sheets. For starts, you can submit a request through Request A Quote or reach us via Contact Us.
Share your latest financials, a short transaction description, and your current capital stack. We will revert with a structure view and the next steps to a term sheet process. If you want guidance before you engage, use the paid consultation.
It depends on cash flow, collateral, and reporting quality. Lenders care more about control and predictability than vanity revenue numbers.
Most lenders start with historical EBITDA, then assess adjustments and forward cases. Aggressive add backs increase friction and reduce confidence.
Covenants are early warning triggers. They allow lenders to act before liquidity runs out, not after.
A revolver is a flexible draw and repay facility for liquidity. A term loan is a funded tranche designed to stay outstanding and amortize or bullet at maturity.
Many deals are senior secured, but the security package varies. Cash flow and business risk drive how tight the collateral and guarantees become.
Consistency across financials, model, KPIs, customer story, and legal structure, plus clean documentation that supports claims.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not custody client funds. All outcomes are subject to diligence, compliance screening including KYC, AML, and sanctions, counterparty approvals, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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