We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Import Finance
A documentary letter of credit is a controlled payment tool. It is designed to pay your supplier when compliant documents are presented, not when someone tells a story over email.
If you are deciding between instruments, compare options in trade finance instruments.
An import LC reduces supplier risk and gives the importer a documentary framework for shipment and payment. You define the documents that must be presented, the shipment timeline, and the presentation rules. Banks then examine documents for compliance before payment.
| Party | Role |
|---|---|
| Applicant | Importer requesting issuance and providing credit support to the issuing bank. |
| Issuing bank | Issues the LC and takes the documentary payment obligation subject to terms. |
| Beneficiary | Supplier that presents documents to get paid. |
| Advising bank | Authenticates and advises the LC to the beneficiary, then manages presentation routing. |
Import LCs fail in practice because people overcomplicate the document set or draft conditions the bank cannot test. Keep the document package tight and objective.
Execution tip: if your LC requires someone to “confirm performance” or “confirm acceptance,” banks will push back because that is not a documentary test.
LC pricing varies by issuer, applicant credit, collateral, amount, and risk. The timeline is driven by credit approval and document alignment. If you are chasing “the cheapest” LC, read cheapest letter of credit with the right expectations.
Not every import needs a documentary LC. Some transactions fit documentary collections (D/P, D/A) or a standby structure. For alternatives, see documentary collections and the instrument comparison in SBLC vs documentary LC.
We help importers structure the LC terms, align documentary conditions to logistics, package the credit file, and coordinate issuance and advising through regulated banks. Start with How It Works , then submit your request.
An import LC is a primary payment tool triggered by compliant shipping documents. A standby is a contingent backstop that pays on a compliant demand.
When the inspection cannot be objectively defined, reliably performed on time, or evidenced by a widely accepted certificate format.
Sometimes, but the issuer may require cash collateral, stronger guarantees, or tighter controls. Issuance is a credit decision.
Use pre agreed supplier templates, keep conditions simple, and align Incoterms, shipment windows, and document names across the whole file.
The advising bank authenticates the LC and manages presentation routing. If the beneficiary cannot work with the advising bank, execution friction increases.
No. It governs payment against documents. Quality is managed through contract terms, inspections, warranties, and claims processes.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not custody client funds. All outcomes are subject to diligence, compliance screening including KYC, AML, and sanctions, counterparty approvals, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
Click
here to download our brochure.
