We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Commercial Debt Platform
If lenders are not replying, the issue is usually not your ambition. It is the submission. Financely turns your request into a lender-ready package, routes it to matched lenders, and runs tracked decisioning to written outcomes.
Flat fee: USD 49,500 per mandate, paid in milestones. Minimum requested facility: USD 2,500,000. Commercial only. No personal loans. No consumer credit.
For the full workflow, see How It Works.
Lenders do not fund stories. They fund repayable structures supported by documents, controls, and a clear credit narrative. A lender-ready package answers the underwriting questions upfront. What is being financed, why the borrower can repay, how risk is controlled, and what terms are realistic. Financely is built to package those answers consistently, then prove decisioning through tracked submissions and written outcomes.
Fast triage: most lenders decide whether to engage in minutes, not weeks. If your ask is unclear or your data room is incomplete, you get silence.
This is the standard checklist used to build a submission that a credit team can review. Not every deal needs every item, but every deal needs a coherent file.
| Category | What to provide | Why lenders care |
|---|---|---|
| KYC and KYB | Entity documents, ownership and UBO details, IDs for principals, corporate address proof, org chart, signatory evidence. | No compliance, no review. This is a hard gate at serious lenders. |
| Financing Request | Amount, structure preference, timing, use of proceeds, repayment path, and any constraints (currency, collateral limits, covenants). | Prevents mandate mismatch and forces a credit-underwritable ask. |
| Financials | Historical financials, YTD performance, trailing period summary, margin and cash flow bridge, bank statements where relevant. | Lenders price risk from evidence, not projections alone. |
| Debt and Liens | Current debt schedule, security interests, covenant constraints, maturity wall, intercreditor restrictions if applicable. | Priority and enforcement drive lender appetite and pricing. |
| Collateral and Controls | Collateral schedules, insurance, receivables aging, inventory reports, appraisals where relevant, control points (lockbox, reporting cadence). | Controls reduce risk. Without them, lenders require more pricing, more equity, or decline. |
| Transaction Documents | LOI or purchase agreement for acquisitions, contracts for trade flows, project documents for project finance, property materials for commercial real estate. | Lenders underwrite what is real and executable. |
| Model and Forecast | Base case, downside case, key assumptions register, uses schedule, covenant sensitivity where applicable. | Shows whether the structure survives stress, not only the best case. |
We build a lender pack that reads like an internal review file. The pack is consistent, traceable, and ready for diligence.
We route your file to lenders whose mandates match your deal. Ticket size, sector, geography, collateral, and structure.
Financely Term Sheet Desk is a flat fee engagement built to be repeatable and measurable. Minimum requested facility size is USD 2,500,000. Cleaner lender universes start at USD 3,000,000, and premium lender coverage becomes more consistent above USD 5,000,000.
| Item | Terms |
|---|---|
| Flat fee | USD 49,500 per mandate |
| Payment milestones | USD 19,500 to start USD 15,000 on lender-ready package delivery USD 15,000 when lender outreach begins |
| Minimum requested facility | USD 2,500,000 |
| Step | What you do | What Financely delivers |
|---|---|---|
| 1) Submit your deal | Send the request and your initial documents for a fit screen. If you do not have everything, submit what you have and we will revert with a checklist. | A fit decision and a document request list tied to your deal type and target structure. |
| 2) Sign and start | Sign the engagement letter and pay the start milestone (USD 19,500). | Onboarding to the platform workspace, data room setup, and deal workflow activation. |
| 3) Package to lender standard | Provide the remaining required items and confirm the financing objective. | Lender-ready package delivery (credit memo, lender pack, collateral and controls summary, covenant targets) and workspace visibility into progress. |
| 4) Decisioning through outcome | Respond to lender questions promptly through the platform channel. | Matched outreach, tracked submissions, Q&A routing, term sheet comparison matrix, and decision log through term sheet selection and lender diligence workflow when applicable. |
Refund Guarantee: If, within 90 days of engagement start (date of the start milestone payment), you do not receive at least one written term sheet or a written decline from matched lenders after outreach launch, you may request a refund of all Financely fees paid on that mandate. This guarantee is conditioned on timely delivery of required documents, accurate disclosures, and reasonable cooperation with lender Q&A. Third-party costs, if any, are not refundable.
No. It means the file is structured and documented to underwriting standards. Outcomes still depend on credit, collateral, compliance, and lender criteria.
Submit what you have and we will revert with a checklist. The platform is designed to close gaps quickly, then move into outreach once the pack is lender-ready.
Yes. Brokers use Financely for standardized packaging, lender fit routing, tracked submissions, and enforceable submission standards that protect lender relationships. Request broker onboarding via Contact Us.
If you want term sheets, start with a lender-ready package and a controlled decisioning process. Submit your deal, sign the engagement letter, and we will run the workflow through written outcomes and, where applicable, through diligence sequencing toward closing.
Start with How It Works and submit via Contact Us.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Financely acts as arranger and advisor and coordinates execution through regulated partners where required. Any engagement and any introduction process is subject to diligence, KYC, AML, sanctions screening, lender criteria, and definitive documentation. The refund guarantee terms above apply only as stated and are subject to the cooperation and disclosure conditions described.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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