We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Commercial Debt Advisory
You do not need “a lender list.” You need the right lender for your exact deal, contacted the right way, with a file that underwrites. Financely provides paid lender introductions for commercial borrowers and deal sponsors, paired with packaging and a managed term sheet workflow.
This is commercial only. No personal loans. No consumer credit. If you need a broader view of what we arrange, see How It Works and submit through Request A Quote.
A real introduction is not a forwarded email. We map your request to lender mandates, structure the positioning, prepare the lender package, and introduce your file to matched credit funds and specialty lenders who actually quote on deals like yours. You get a controlled process aimed at written term sheets and a clear path to close.
Reality: lenders ignore messy inbound requests. If the credit story is unclear, documents are missing, or the ask does not fit the mandate, you will get silence, not offers.
We translate the deal into lender language: sources and uses, leverage, collateral, covenants, and closing conditions.
We focus on sponsor profile, cash flow, business plan, DSCR, and lender protections.
For trade-oriented files, start with trade finance fundamentals.
If an instrument is required, see our SBLC guide.
| Deliverable | What it includes | Why it matters |
|---|---|---|
| Fit screen and lender mapping | We qualify the ask, identify realistic structures, and map lenders by mandate, ticket size, geography, collateral, and risk appetite. | Stops wasted outreach and prevents reputation damage with lenders. |
| Lender-ready package | Clear narrative, sources and uses, collateral and security summary, and a data room structure that lenders can actually review. | Lenders price risk. They need clean inputs fast. |
| Introductions to matched lenders | Targeted outreach to relevant credit funds and specialty lenders with your package, plus structured follow-up to obtain term sheets. | Introductions without packaging usually die on contact. |
| Term sheet workflow | We manage Q&A, coordinate diligence sequencing, and keep the process moving toward a close. | Most deals fail from drift, not from pricing. |
| Decision memo | We summarize lender feedback, constraints, and next steps, including alternate structures when the first plan is not financeable. | Gives you a documented path forward instead of vague “try again” advice. |
We can move quickly when your file is real. Expect to provide a basic KYC pack, the commercial objective, and enough documentation to underwrite the request. If you are early, that is fine, but we will scope the service around what can be supported in writing.
Introductions only work when the process is managed. This is the standard flow.
| Phase | What happens | Typical timing |
|---|---|---|
| Intake | Submission, fit screen, and document request list. | 48 to 72 hours |
| Packaging | We build and refine the lender package and data room for underwriting readiness. | 5 to 12 business days |
| Introductions | Targeted outreach to matched lenders with a structured follow-up cadence. | 1 to 3 weeks |
| Term sheets | We collect term indications, filter for real offers, and negotiate key points. | 1 to 4 weeks |
| Diligence and closing | Lender diligence, definitive docs, conditions, and funding. | 2 to 8 weeks |
No. This is commercial only. We work with businesses, deal sponsors, and institutional counterparties seeking business-purpose financing.
No. Lists are cheap and usually useless. We provide a matched introduction process with packaging and workflow management aimed at term sheets.
Depending on the deal, introductions may include banks, credit funds, and specialty lenders. Bank appetite depends on risk, collateral, financial profile, and compliance. Where bank instruments are relevant, see SBLC fundamentals.
Senior secured, unitranche, mezzanine, preferred and gap solutions, and asset-based structures, depending on the facts. If you want the process view, start with How It Works.
If you need a structured discussion before engaging, use paid consultation. If you are ready to submit the file, use Request A Quote.
No. Outcomes depend on credit, documentation quality, collateral, compliance, and lender approvals. We run the lender process and manage the workflow through closing when offers are issued.
If you have a commercial financing need and you want a disciplined lender process, submit your file. We will screen fit, build the lender package, introduce to matched lenders, and manage the term sheet workflow.
Start with How It Works , then proceed via Request A Quote or Contact Us.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Financely acts as arranger and advisor and coordinates execution through regulated partners where required. Any engagement and any introduction process is subject to diligence, KYC, AML, sanctions screening, lender criteria, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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