We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Standby Letters of Credit (SBLCs) are among the most widely used credit enhancement instruments in international finance. They function as independent payment undertakings issued by banks in support of contractual obligations. Their enforceability and reliability come from a combination of international rulebooks and national laws.
ISP98 is the specialist rulebook designed specifically for standby letters of credit, published by the International Chamber of Commerce (ICC).
Official ICC overview: https://iccwbo.org
Originally written for documentary letters of credit, UCP 600 can also govern SBLCs if explicitly stated in the instrument.
ICC UCP 600 summary: https://iccwbo.org
In addition to ICC rules, each SBLC is subject to the governing law stated in the instrument. This governs contract formation, remedies, and court procedures.
In the United States, letters of credit are codified under Uniform Commercial Code Article 5.
Cornell Law overview: https://www.law.cornell.edu/ucc/5
English law governs a large percentage of international SBLCs.
An SBLC is independent of the underlying contract. The bank does not care whether the underlying contract was breached. It only examines documents.
Most jurisdictions recognise a narrow exception where payment can be restrained if there is clear evidence of fraud in the presentation itself.
| Layer | Purpose |
|---|---|
| ICC Rulebook (ISP98 or UCP 600) | Operational rules for presentations and examinations |
| Governing Law Clause | Which national law applies |
| Jurisdiction Clause | Which courts hear disputes |
| Banking Regulation | Capital treatment, KYC, AML |
Banks treat SBLCs as off-balance sheet contingent liabilities subject to capital conversion factors under Basel III. This directly affects pricing and collateral requirements.
Basel framework overview: https://www.bis.org/basel_framework/
Financely advises on SBLC structuring, rule selection, and bankability as part of structured trade finance and credit enhancement mandates. We do not issue SBLCs. We package transactions and route them to regulated issuing banks under their own approvals.
Learn more about our approach: Trade Finance | How It Works
If your transaction requires a properly governed standby letter of credit, submit your mandate for initial review.
Submit Your DealDisclaimer: This page is for general information only and does not constitute legal advice. Laws vary by jurisdiction. Financely is not a bank or issuing institution. Any SBLC issuance is subject to the policies and approvals of regulated banks, including KYC, AML, sanctions screening, and credit decisions.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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