We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
If a counterparty is pitching IPIP, IPID, S2S, “platform transfers,” “cash download,” or “heritage balances,” you are not looking at a recognized settlement path. You are looking at a script designed to sound technical while avoiding verifiable banking evidence.
Core point: IPIP and IPID are not recognized payment rails. Banks credit accounts only when value clears through regulated systems and reconciled ledgers. If a file cannot be verified through normal institutional processes, do not pay fees and do not send sensitive documents.
| Term | What They Claim | What Actually Matters |
|---|---|---|
| IPIP | Instant “inter-platform” payments outside normal banking channels | Payments clear through recognized rails, not private platforms. A bank must be able to trace the settlement path and reconcile balances. |
| IPID | Immediate deposit posting after codes, releases, or “allocation” steps | Ledger credits require verified instructions, compliance clearance, and reconciled value movements. Codes do not create money. |
| Heritage / Off-ledger balances | Hidden or restricted funds that become spendable via special access | Meaningful balances sit on regulated books and have an audit trail. If it is not confirmable, treat it as non-existent for transaction purposes. |
Most files follow the same structure. A “procedure” document arrives first. It references large balances, confidential contacts, and a promised shortcut around normal underwriting. Next comes the “operational” layer: release codes, server slips, pre-advice notes, or “platform confirmations.” Then comes the actual product: an upfront fee.
The fee is labelled as activation, compliance, allocation, legal, or processing. The timing is the giveaway. Payment is requested before any verifiable institutional confirmation exists. After payment, the process stalls, the story changes, and the counterparty goes quiet.
Do not negotiate the procedure. Do not argue about the acronyms. Treat it as a verification problem. If the counterparty cannot support the claim with verifiable institutional evidence through official channels, close the file.
If you received an IPIP/IPID package or any “platform transfer” procedure, we produce a decision-grade DDR that maps the claim, tests verifiability, highlights evidence gaps, and flags fee-flow risks. You get a written stop or proceed view based on evidence, plus a practical recommendation memo.
Where required, an independent legal opinion may be issued by specialist counsel under separate engagement. We do not issue legal opinions in-house.
Fee: USD 12,000. Submitting the intake redirects you to the payment link.
Not as a settlement rail. Banks credit accounts when value clears through recognized systems and reconciled ledgers, with compliance approval and traceable records.
No. Free-format messaging is not settlement. It does not move value, reserve liquidity, or create a booked credit by itself.
Do not pay fees before independent verification. If the “proof” is screenshots, PDFs, or release codes, and there is no official institutional verification path, stop.
Not without verified counterparties, a lawful purpose, and a documented compliance reason. Identity harvesting is a common secondary risk in these files.
This publication is provided for informational purposes only and does not constitute legal advice, financial advice, or an offer to arrange any transfer or instrument. Financely Group provides advisory services and does not hold client funds. Any engagement is subject to KYC, AML, sanctions screening, and compliance review. Any legal opinion, if required, is issued by independent licensed counsel under separate engagement. A due diligence report does not guarantee that any transaction will close or that funds will be received.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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