Independent Loan Advisor for SMEs

Independent Loan Advisor for SMEs

Independent Loan Advisor for SMEs

Securing the right loan can make or break an SME’s growth plans. Financely operates as your independent loan advisor—assessing your funding needs, matching you with the most suitable lenders, and negotiating terms that work in your favor. We are not tied to any one bank or fund, giving us the freedom to source competitive offers across the market for working capital, expansion projects, refinancing, and asset purchases.

Outcome: unbiased loan structuring and placement that supports SME growth without unnecessary delays or restrictive terms.

When this service makes sense

  • You need to secure new financing for expansion, equipment, or acquisitions.
  • Your current loan terms are expensive or restrictive, and refinancing could reduce costs.
  • Seasonal working capital needs are straining cash flow.
  • Bank credit limits are too low to cover planned investments.
  • You want a long-term finance partner who can adapt to your changing needs.

Key features of our loan advisory service

Feature Details
Loan Types Term loans, revolving credit, equipment financing, acquisition loans, refinancing
Funding Range USD 250K to USD 50M+, scalable as your business grows
Collateral Real estate, equipment, receivables, inventory, or corporate guarantees
Lender Network Access to banks, private credit funds, and alternative lenders
Relationship Model Independent advisory with periodic loan reviews to keep terms competitive

Our process for SMEs

1) Loan Needs Assessment
Review your financing requirements, goals, and repayment capacity.
2) Structure & Lender Search
Build optimal loan terms and match with lenders suited to your profile.
3) Negotiation
Negotiate terms, rates, and covenants to protect your cash flow.
4) Closing & Follow-Up
Oversee documentation and monitor loan performance post-closing.

Why SMEs choose Financely

  • Independence from any single lender ensures impartial advice.
  • Expertise across both traditional bank lending and alternative finance.
  • Strong negotiating position through market visibility.
  • Commitment to terms that support—not hinder—growth.

Get independent loan options tailored to your SME

Share your funding goals, financials, and timelines. We’ll provide a clear view of viable loan structures and lenders—without hidden agendas.

Start the Process

This page is informational. All financing is subject to independent credit approval, KYC and AML checks, and executed loan agreements. Terms vary by lender, collateral, and borrower profile.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.