We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Import Finance
Import finance is not one product. It is a set of structures that fund your supplier payments, freight and duties, and working capital until your inventory sells and cash is collected.
The fastest way to get real term sheets is to present a clean file: supplier and customer story, margins, logistics, and controls. If you want the fundamentals first, start with trade finance basics.
Importers live inside a cash timing gap. You pay a supplier before you sell. You pay freight, insurance, and duties before you invoice. Then you wait again for customer payment. Import finance exists to shorten that gap or fund it at a cost that does not wipe out margin.
Used when you need to pay a supplier but want credit support or staged payments.
Used when goods arrive and you need liquidity until inventory sells and receivables collect.
Import underwriting is mostly about controllability and predictability. Lenders look for repeatable trade flow, credible counterparties, gross margin headroom, and proof that goods and cash can be tracked.
Practical reality: a strong importer file is less about buzzwords and more about showing that inventory and cash are measurable and controllable.
| Document | Why it matters |
|---|---|
| 12 to 24 months financials | Shows margin stability, cash conversion cycle, and leverage tolerance. |
| Supplier contracts and invoices | Validates payment terms, deposits, and shipment cadence. |
| Customer contracts and AR aging | Supports advance rates and eligibility assumptions. |
| Inventory reports and 3PL statements | Drives inventory eligibility, controls, and field exam comfort. |
| Logistics and insurance details | Clarifies title transfer points and loss coverage. |
| Corporate and KYC pack | Required for compliance and account control setup. |
Speed is driven by data quality and counterparty clarity. Clean files move. Messy files trigger loops: missing contracts, unclear ownership, inconsistent margins, or a logistics story that does not match payment terms.
Financely runs import finance mandates end to end: we package the file, align structure to the trade flow, and run lender outreach to produce written term sheets. Start with How It Works , then submit your file.
Share your supplier terms, shipment cadence, margin and landed cost model, and your latest financials. We will revert with next steps and, if viable, run a term sheet process through regulated counterparties.
Most lenders want repeatable shipments, predictable customers, and enough monthly flow for monitoring to make economic sense.
Yes, if the supplier, goods, and end-customer demand are verifiable and the structure controls payment to the supplier.
Landed cost drives the true inventory basis. Advance rates are set against eligible inventory value net of reserves and risk adjustments.
Controls can include 3PL reporting, borrowing base certificates, approved suppliers, cash dominion, and insurance requirements.
Yes, but eligibility and reporting must be tight. Complexity is fine if it is measurable and auditable.
Provide a lender-ready package: financials, trade flow, supplier docs, customer docs, inventory reports, and a clear use of proceeds.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not custody client funds. All outcomes are subject to diligence, compliance screening including KYC, AML, and sanctions, counterparty approvals, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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