We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Trade Compliance And Trade Finance
HS Codes look simple, six digits on a document. In real trade, they control duty rates, customs treatment, licensing checks, and the speed of cargo release. If your classification is wrong, your pricing model can break and your shipment can stall.
In physical commodity transactions, this matters even more. Funding timelines, documentary controls, and counterparty trust all depend on clean, consistent trade data. You can review how our execution model works on our process page and our commercial mandate scope on what we do.
HS classification is not an admin afterthought. It is a commercial control point that affects landed cost, customs risk, and deal bankability.
Teams that treat classification as a core discipline move faster and face fewer surprise costs.
HS means Harmonized System. It is the global goods-classification framework used by customs authorities to identify products in a standardized way. At the international baseline, HS is harmonized at the six-digit level. Countries then add extra digits for national tariff, statistical, and regulatory needs.
Put simply, HS is the shared language for product identity in global trade documentation.
| Code Layer | Meaning | Example Use |
|---|---|---|
| 2 Digits | Chapter | Broad product family, such as cereals, fuels, or metals. |
| 4 Digits | Heading | Narrower product grouping inside a chapter. |
| 6 Digits | Subheading | Global harmonized product line used across jurisdictions. |
| 8 to 10+ Digits | National Extension | Country-specific tariff/statistical detail for filing and duty treatment. |
Your classification drives tariff treatment. Wrong code means wrong duty projection and distorted margin planning.
Product codes can trigger permits, restrictions, or extra controls. Misclassification can create avoidable compliance exposure.
Clean, coherent coding reduces friction at border checks. Inconsistent coding invites inspection and delay.
Cost sheets, quotations, and SPA economics rely on correct duties and fees. HS errors can erase already-thin spreads.
Customs analytics and internal reporting depend on code consistency. Poor governance complicates audits and post-entry reviews.
Banks and capital providers review documentary coherence. Misaligned product coding across contract, invoice, and customs pack creates credit friction.
The six-digit HS subheading is the international base. After that point, each customs territory can apply local extensions. That is why one product can share the same HS-6 globally but show different longer codes in different markets.
Commercial teams should never stop at a keyword match. Final classification has to reflect product composition, processing stage, and jurisdiction-specific tariff logic.
| Step | Practical Action | Output |
|---|---|---|
| 1) Define Product Specs | Capture composition, form, purity, processing stage, and commercial use. | Technical product profile for classification work. |
| 2) Shortlist Candidate Headings | Map product reality against chapter/heading language. | Candidate HS headings. |
| 3) Resolve To HS-6 | Narrow down to the six-digit subheading that best fits the product. | Global harmonized base code. |
| 4) Apply Local Extension | Move from HS-6 to jurisdiction filing line, often 8 to 10+ digits. | Customs-entry-ready code. |
| 5) Align Deal Documents | Match contract, proforma, invoice, packing list, and declarations. | Consistent paper trail for customs and banks. |
| 6) Keep A Code Governance Log | Record rationale and ownership for key SKUs and corridors. | Stronger audit readiness and repeatability. |
Teams reuse old codes from prior invoices without checking if current product specs match.
Classification by product nickname without legal or technical mapping often lands on the wrong heading.
Raw, semi-processed, and refined forms can sit in different tariff lines with different duty impact.
Contract shows one product identity, invoice shows another, customs entry shows a third. That pattern invites delay.
When nobody owns tariff governance, errors repeat and institutional memory disappears.
Teams fail to review classification impacts after nomenclature updates or route expansion.
Physical commodity deals are document-heavy and time-sensitive. If classification, contract terms, and payment structure are not aligned, funding gets harder. This is where advisory work needs to be practical, not theoretical.
Financely helps sponsors and traders structure transaction files that make commercial and credit sense, from payment method logic to documentary controls. You can explore relevant service scope on our trade finance page , then send a live transaction through deal submission.
If your contract is live and execution matters, submit your transaction for structured review and capital path assessment.
Submit Your DealHS-6 is the global base. Many jurisdictions require additional national digits for final filing.
Yes. The first six digits can match globally while national extensions differ by jurisdiction.
Assign clear ownership between trade operations, compliance, and finance teams, with documented approval logic.
Yes. Documentary inconsistency and customs friction can hurt lender confidence and repayment timing assumptions.
No. Product changes, route changes, and nomenclature updates require periodic review.
Start with formal deal submission, then we map structure, documentation gaps, and funding path.
Compliance notice: This page is commercial information only and does not constitute legal, tax, or customs advice. Any advisory mandate and funding pathway is subject to KYC, AML, sanctions screening, underwriting, and final partner approvals.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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