Every morning our inbox lights up with “opportunities.” Some are genuine: audited statements attached, project permits in place, collateral described down to the surveyor’s page number. Others? Let’s just say they belong in a comedy sketch. Below are three actual excerpts (redacted for privacy) that arrived last quarter:
Each message collapses under basic scrutiny: no title documents, no verifiable reserves, no equity, no real bank. Yet if we request a modest retainer to review the file, the sender shouts “scam!” in record time. That reaction speaks volumes—the so-called joker broker is quick to accuse, slower to produce evidence.
| Ideal Client | Not a Fit |
|---|---|
| Project sponsor with 20-40 % equity committed and audited financials. | Entrepreneur seeking 100 % loan-to-cost and “no cash up front.” |
| Trade house with confirmed purchase contract, storage receipts and quality certificates. | Telegram group forwarding ICPO PDFs for nonexistent refineries. |
| Request backed by collateral that a commercial bank can perfect—cash, listed securities, mortgageable assets. | Proposal to “monetise” an SBLC issued by a non-bank fintech in a tax haven. |
| Clear budget for legal, due-diligence and arranger fees. | “We’ll pay everyone when we close—promise.” |
| Decision makers ready to sign exclusivity for mandate execution. | Broker chain ten levels deep, each demanding a slice of the fee. |
Credit analysis, legal structuring and compliance clearance are labour-intensive. Commercial banks do not approve eight-figure facilities on a handshake. Think of the retainer as professional earnest money—the signal that you value specialist time just as we value yours. Lawyers, rating-agency analysts and risk officers expect to be paid whether a transaction closes or not. If we absorbed those costs for every speculative file, we would cease to exist—and so would every reputable advisor.
• Fictitious Commodities:
If the cargo volume exceeds global output or the pricing is far below Platts benchmarks, we stop reading.
• Platform Trading & Heritage Funds:
Daily triple-digit returns on “blocked funds” belong in urban-legend forums, not in a credit memo.
• SBLC Monetisation Myths:
A standby issued by an unrated entity has zero secondary value. Commercial banks will not advance against it—period.
• Broker Chains:
The longer the chain, the lower the chance the buyer or seller even exists.
If your transaction is bankable—defined by verifiable assets, realistic leverage, and a sponsor prepared to share risk—our desk can arrange competitive terms from an investment-grade commercial bank and, where needed, a confirming bank. Submit the data pack, budget for diligence, and we will revert within two business days.
Ready to move? Upload financials, collateral details and draft LC wording. We will confirm eligibility and outline the mandate process.
Submit Your DealFinancely Group provides arranging services for credit-worthy clients only. We do not entertain proposals lacking equity, collateral or factual documentation, nor do we engage with broker chains trading unverified instruments. By submitting materials you represent that the information is accurate and that you have authority to disclose it.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
here to download our brochure.
