We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Fraud Exposure | Private Markets | Trade Finance
Private markets attract serious capital and serious operators. They also attract industrial-scale spam. Every week, executives, traders, and finance teams receive mass emails advertising “bullet trade programs,” “ping trade programs,” “platform trading programs,” “private placement programs,” and “high yield investment programs.”
The language is dressed up to look institutional, often referencing bank instruments like SBLCs and guarantees. The underlying proposition is not sophisticated. It is a fraud template built to extract advance fees, capture funds, or pull an SBLC into a structure where the victim remains liable while the promoter disappears.
Financely is a commercial trade and project finance advisory platform. We package transactions to lender standards, coordinate issuance and structuring workflows for letters of credit and SBLC-supported obligations when a real underlying contract exists, and run decisioning toward written outcomes through institutional channels.
That vantage point creates a simple advantage: we see what real counterparties ask for and how real documentation, controls, and compliance are structured. These “platform programs” fail basic reality checks long before anyone reaches underwriting or closing mechanics.
Direct position: HYIP and platform trading “programs” are not a gray area. They are a recurring fraud category. There is no legitimate “screen” that turns a secret platform pitch into a real private placement.
These public warnings describe the same mechanics that show up in platform trading and HYIP style programs, including fake bank instruments, fake platforms, and guaranteed returns:
This table is designed for fast elimination. The fraud pattern is consistent.
| Category | Real Private Placement | Bullet Trade, Ping Trade, HYIP, Platform Trading Program Pattern |
|---|---|---|
| Core Nature | A securities offering or private capital transaction with definitive documents, disclosed risks, and enforceable investor rights. | A marketing wrapper promising bank platform profits without enforceable structure or verifiable custody. |
| Return Logic | Returns explained through strategy, underwriting, risk factors, and fees. | Guaranteed high monthly returns, principal protection claims, “no risk” language, urgency and exclusivity. |
| Verification | Identifiable principals, coherent footprint, independent references tied to real deals. | No credible references, unverifiable counterparties, and secrecy used to block basic checks. |
| Fees | Fees disclosed in definitive documents and paid under closing mechanics. | Advance platform fees, activation fees, compliance fees, release fees, repeating fee cycles. |
| Custody | Clear custody, escrow, or administrator logic with accountable bank account ownership. | Funds routed to unrelated parties, vague intermediaries, wallets, or “blocked account” narratives. |
| SBLC Or Guarantee | If an instrument exists, it supports a real underlying obligation with a real beneficiary and documentary triggers. | SBLC requested as “trading collateral” or “investment leverage,” leaving the applicant exposed to reimbursement risk. |
A standby letter of credit is not a profit instrument. It is a contingent liability. If an SBLC is drawn, the issuing bank expects reimbursement from the applicant. When scammers involve SBLCs, the goal is often to shift risk to the victim while they control the story, the documents, or the proceeds.
The two most common outcomes are simple:
If the objective is genuine financing or genuine risk management, the pathway is boring and document-heavy. That is a good thing. Legitimate capital has rules.
Financely structures and packages commercial transactions to lender standards and coordinates issuance workflows where required through regulated counterparties. We focus on executable controls, lender-ready documentation, and decisioning toward written outcomes.
If you want to understand how the process works, review How It Works.
If you need legitimate trade finance, supply chain finance, or an LC or SBLC structure tied to a real contract, request a quote. You will receive a document checklist and a clear view of what can be executed, under what controls, and on what timeline.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Any engagement and any introduction process is subject to diligence, KYB, KYC, AML, sanctions screening, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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