We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Business Acquisition Finance
Let’s get straight to it. “100 percent business acquisition financing” does not mean free money and it does not mean no risk. It means the full purchase and closing uses are covered by a properly engineered capital stack, not by one lender alone.
If your senior lender will only fund part of the deal, the remaining gap can still be financed through mezzanine, preferred capital, seller paper, or structured earn-out layers.
Financely runs this as a transaction workflow on the closing platform , not as theory.
In real acquisition finance, one source rarely covers everything. A closeable stack usually combines several layers, each with a different risk-return position. The job is to make those layers work together without breaking debt service coverage or closing deadlines.
| Layer | Role In The Acquisition | What Lenders Care About |
|---|---|---|
| Senior Debt | Base financing layer with lowest pricing in the stack. | Cash flow stability, covenant headroom, collateral quality, sponsor credibility. |
| Mezzanine Capital | Fills the gap above senior debt when leverage limits are hit. | Subordination terms, repayment visibility, downside protection, reporting quality. |
| Preferred Equity | Adds flexible capital where debt constraints are tight. | Distribution waterfall clarity, control rights, exit path, intercreditor alignment. |
| Seller Note | Defers part of purchase price and reduces day-one cash need. | Seller alignment, subordination, enforceability, realistic maturity profile. |
| Earn-Out | Links part of price to future performance, reducing immediate funding pressure. | Clear KPI definitions, dispute framework, operational feasibility. |
| Working Capital Line | Prevents liquidity stress after closing. | Receivables quality, inventory controls, concentration limits, reporting cadence. |
Gap funding is the layer between what your senior lender will advance and what the transaction needs to close. That gap can include purchase price shortfall, fees, reserves, integration capex, or post-close liquidity cushions.
The mistake most buyers make is treating the gap as an afterthought. Credit committees do the opposite. They test the gap first, because that is where deals usually break.
Use mezzanine or preferred capital when speed and certainty matter. Use seller paper and earn-out when negotiation leverage allows it.
If rights, remedies, and payment priority are unclear, the stack may look complete on paper but still fail at legal close.
A stack that cannot survive a downside month is not financeable, even if headline leverage looks attractive.
Every extra round of documentation drift increases execution risk. Tight process management keeps lender confidence high.
We run a transaction-led process. No generic consulting loops, no endless calls before execution. You submit a live file, we map lender fit, design the stack, route the transaction, then manage term-sheet and close workflow.
You can review the platform workflow on How It Works and mandate scope on What We Do. When you are ready, move directly into deal intake through the closing platform.
LOI or APA terms, purchase logic, target profile, management transition plan.
Historical financials, normalized EBITDA bridge, forward case, downside case.
Sources and uses, debt sizing logic, gap layer rationale, repayment map.
Data room index, counsel coordination, condition tracker, targeted lender sequence.
Open your transaction file and get a capital stack plan built for real lender execution.
Start Closing ProcedureSometimes, but not always. Full funding is possible when the stack includes acceptable risk layers such as seller note, mezzanine, or preferred capital and the target cash flow supports debt service.
No. Some deals close with senior debt plus seller paper and earn-out. Mezzanine is used when the shortfall is too large for those tools alone.
Speed depends on file readiness, legal complexity, and lender response time. Complete files close faster than partially prepared ones.
No. We provide best-efforts structuring and placement. Final credit decisions remain with lenders and capital providers.
Disclaimer: This page is for informational purposes only and does not constitute legal, tax, accounting, or investment advice. Financely acts as a transaction-led advisory and placement platform. All outcomes are subject to underwriting, compliance, legal documentation, and third-party approvals.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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