We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Need funding for crude, LNG, or refined product cargoes? Learn shipment finance structures, required documents, and lender controls that get deals closed.
Energy cargoes are high-value, fast-moving, and unforgiving when paperwork is sloppy. A single shipment can tie up millions in cash, and the risk profile changes by the hour based on price moves, route, counterparty performance, and documentary control.
The good news is that crude oil trade finance, LNG cargo finance, and refined product shipment financing can be structured cleanly when the commercial contract is enforceable, the documentary flow is tight, and proceeds are controllable. This page lays out how serious lenders underwrite these transactions and what structures actually get funded.
Shipment finance is working capital tied to a specific cargo and its cash conversion cycle. It is not general corporate lending. A lender expects to see a documented path from purchase to delivery to collection, with controls that reduce loss given default.
Typically financed through import letters of credit, pre-export structures, borrowing-base facilities, or controlled purchase and sale flows where title, inspection, and proceeds are tightly managed.
LNG adds terminal scheduling, quality specifications, tolerance, and timing constraints. Financeability depends on the sales contract, delivery terms (FOB or DES), and whether the cargo and proceeds can be controlled end-to-end.
Diesel, gasoline, jet fuel, fuel oil, naphtha, and related products tend to move under strict specs and inspection. Lenders focus on product quality risk, blending risk, and clean custody and title.
Most failures come from gaps in documents, unclear title transfer, missing insurance, unbankable counterparties, and no credible control over proceeds. Fix those early and the capital conversation gets easier.
| Structure | When It Fits | What Lenders Underwrite |
|---|---|---|
| Import Letter of Credit (LC) | Pay supplier against compliant shipping documents. | Applicant credit profile, documentary compliance, route, insurance, and repayment from end-buyer collections. |
| Confirmed LC / Bank Risk Mitigation | Supplier requires stronger payment assurance than the buyer’s bank risk. | Bank risk, confirmation terms, documents, and transaction controls. |
| Prepayment / Pre-export Finance | Finance procurement before shipment, repaid from export proceeds. | Offtake quality, performance history, enforceability, inspection regime, and proceeds routing controls. |
| Borrowing Base Revolver | Repeat-flow trading business with receivables and inventory visibility. | Eligibility rules, reporting discipline, concentration limits, collateral monitoring, and cash dominion. |
| Inventory / Storage Finance | Cargo sits in tankage or bonded storage with controlled release. | Collateral manager or terminal controls, title, pledge mechanics, insurance, and liquidation path. |
| Receivables Purchase | Strong buyers and clean invoices, with low dispute risk. | Buyer credit, invoice validation, dilution risk, and collections mechanics. |
| Structured Payables / Supply Chain Finance | Anchor buyer supports supplier payment terms at scale. | Buyer approval workflow, program governance, and settlement reliability. |
A lender is financing a paper trail as much as a commodity. If your documents do not line up, the transaction will not clear credit.
In energy, a lender wants control and predictability. Pricing is one part of the story. Control of the flow is the other.
Assignment of receivables, controlled collection accounts, or payment instructions that route proceeds through agreed waterfalls, including fees, interest, principal, reserves, and release mechanics.
Pledge of inventory or receivables where available, clear lien perfection path, and documentation that matches the jurisdictional reality. For storage finance, terminal or collateral manager controls are often central.
Independent inspection before load and at discharge, document conditions for payment, and release controls that prevent cargo moving without the lender’s visibility.
Where appropriate, lenders expect a view on price risk management, concentration limits by buyer or route, and operational checks that keep the business inside agreed risk parameters.
LNG cargo finance often requires additional operational clarity. Delivery windows, terminal slots, and performance terms can make or break funding.
| Step | What Happens | What You Provide |
|---|---|---|
| 1) Transaction Screen | We confirm whether the flow is financeable and what lender box it fits. | SPA or term summary, counterparties, route, product, and timing. |
| 2) Underwriting Package | We build a lender-grade narrative and diligence list aligned to shipment finance. | Contracts, trade docs, financials, ownership, and controls plan. |
| 3) Targeted Introductions | We approach lenders and desks aligned to the structure, jurisdiction, and risk profile. | Clean data room, answers to credit questions, and execution readiness. |
| 4) Execution Support | We coordinate diligence flow, conditions, and closing mechanics toward funding. | Third-party reports, insurance binds, and final KYC and AML completion. |
If price, delivery, title transfer, or payment terms are still moving, underwriting will stall. Lock the core terms first, then finance the flow.
If the end-buyer will not pay through a controlled process, lenders may require stronger collateral, tighter reserves, or will pass.
Mismatched documents kill funding. The SPA, shipping docs, inspection terms, and insurance must tell one consistent story.
KYC and AML, sanctions screening, and trade compliance are not optional. If your flow touches restricted parties or jurisdictions, address it upfront.
If you have a real crude, LNG, or refined product shipment with enforceable contracts and a clear documentary path, submit your file for underwriting. We will respond with a checklist and the next-step process to reach lender terms.
Request An Indicative Term SheetLegal disclaimers: This page is for general information only and does not constitute legal, tax, regulatory, investment, or credit advice. Financely provides advisory, structuring, and capital introduction services. Financely is not a bank and does not commit capital. Any discussions, structures, and timelines are indicative and subject to diligence, lender underwriting, definitive documentation, KYC and AML review, sanctions screening, trade compliance requirements, third-party reports, and closing conditions. No assurance is given that financing will be available or that any transaction will close. You should consult your own counsel and advisors before proceeding.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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