We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Tokenized Private Credit and RWA Structuring
Real world asset tokenization is not a minting exercise. It is a legal, operational, and compliance build with an on-chain interface. If the structure cannot clearly define what token holders own, who controls the asset, how cash flows are enforced, and who can legally hold or transfer tokens, the issuance will not clear institutional scrutiny.
Financely Term Sheet Desk standardizes deal packaging and runs a tracked decisioning workflow to written outcomes. For the platform process, see How It Works.
Tokenizing a real world asset means issuing a digital instrument that represents enforceable rights to an underlying asset or cash flow. The blockchain layer can improve transfer, recordkeeping, restrictions, and reporting, but the enforceability lives off-chain in the legal wrapper, servicing agreements, controls, and dispute remedies.
Non-negotiable principle: A token does not create ownership by itself. Ownership and priority are created by contracts and the legal structure. The token should map to those rights with precision.
Institutional focus: token holder rights, priority, and insolvency treatment.
For receivables and trade-linked structures, see trade finance fundamentals.
Serious buyers underwrite enforceability, controls, and operational discipline. Marketing language is discounted immediately. The table below summarizes the bankability pillars that typically determine whether an issuance is investable.
| Bankability pillar | Market expectation | Evidence required |
|---|---|---|
| Legal enforceability | Clear token holder rights mapped to contracts, priority defined, remedies defined. | Structure term sheet, rights mapping memo, and counsel-ready drafting plan. |
| Asset custody and control | Title, custody, and control mechanisms that survive disputes and defaults. | Custody plan, title evidence, control structure, and security summary. |
| Servicing and waterfall | Defined servicer, collections process, reserves, and distribution mechanics. | Servicing plan, cash waterfall summary, reserve policy, reporting cadence. |
| Investor onboarding and restrictions | KYC, eligibility, whitelist controls, and restricted transfers when required. | Compliance design summary and rule set for transfers and secondary activity. |
| Operational and smart contract risk | Audited code, clear admin controls, upgrade policy, incident response plan. | Smart contract scope, audit plan, admin role map, and runbook. |
Institutions typically require controlled transferability, not open circulation.
Tokenization does not remove reporting obligations. Expectations increase.
Credible issuances follow a practical sequence. Legal and servicing design come first, token mechanics come after the structure is underwriteable.
| Phase | What happens | Output |
|---|---|---|
| Asset diligence | Verify ownership, cash flows, data integrity, valuation method, and enforceability. | Asset memo and evidence map. |
| Legal wrapper | Define investor rights, priority, governance, remedies, and dispute treatment. | Structure term sheet and drafting plan. |
| Servicing and controls | Define servicer, collections mechanics, reserves, reporting cadence, audit rights. | Servicing plan, waterfall summary, operating runbook. |
| Token design | Define token rights mapping, transfer restrictions, onboarding rules, and smart contract scope. | Token specification and audit plan. |
| Placement and execution | Run structured outreach to matched counterparties and drive written outcomes. | Written terms, written declines, and a closing path. |
Financely standardizes packaging and decisioning so counterparties can underwrite quickly. The objective is written outcomes through a controlled workflow, not untracked conversations. For the platform process, see How It Works.
| Deliverable | What it includes | Why it matters |
|---|---|---|
| RWA lender-ready package | Underwriting memo, legal wrapper summary, servicing plan, controls summary, risk register, reporting plan. | Institutions underwrite enforceability and operations. |
| Matched introductions | Introductions to relevant capital sources and execution partners based on asset type, size, and compliance posture. | Wrong counterparties waste time and create compliance risk. |
| Decisioning workflow | Submission tracking, Q&A routing, term comparison, and written outcomes. | Turns interest into decisions that can close. |
Financely Term Sheet Desk is a flat-fee mandate with a standardized workflow. Minimum requested issuance or raise size: USD 2,500,000.
| Item | Terms |
|---|---|
| Flat fee | USD 49,500 per mandate |
| Payment milestones | USD 19,500 to start USD 15,000 on lender-ready package delivery USD 15,000 when outreach begins |
| Minimum requested size | USD 2,500,000 |
| Step | What happens | What gets delivered |
|---|---|---|
| 1) Submit the mandate | Submit the asset summary and initial documents. A fit decision and deal-specific checklist are returned. | A clear readiness path tied to institutional expectations. |
| 2) Sign and pay to start | Engagement letter is executed and the start milestone is paid. Platform workspace and controlled data room structure are opened. | One workspace for documents, questions, statuses, and version control. |
| 3) Package to market standard | The RWA package and structure narrative are produced, then converted into a submission version for approval. | A counterparty-ready file designed for decisioning. |
| 4) Decisioning through written outcomes | Matched outreach is executed, submissions are tracked, Q&A is routed, and terms are normalized for comparison. | Written outcomes and a controlled path to execution. |
Refund Guarantee: If, within 90 days of engagement start (date of the start milestone payment), no written term sheet or written decline is received from matched counterparties after outreach launch, a refund of all Financely fees paid on that mandate may be requested. This guarantee is conditioned on timely delivery of required documents, accurate disclosures, and reasonable cooperation with Q&A. Third-party costs, if any, are not refundable.
These questions determine whether an RWA tokenization issuance is investable.
Often, yes. Regulatory treatment depends on structure, jurisdiction, token holder rights, marketing approach, and the role of intermediaries. Serious issuances treat legal and compliance design as a first-class constraint from day one.
Not always. Many structures provide a claim through an SPV, a note, or another legal instrument rather than direct title. The enforceable answer is defined in the legal documents, not in the token metadata.
In many institutional contexts, yes. Eligibility checks, onboarding controls, and restricted transfers are common requirements for risk and compliance.
The most financeable candidates have clear ownership, predictable cash flows, and strong servicing and reporting. Private credit and receivables-style cash flows are often more straightforward than one-off illiquid assets.
No. Financely is not a law firm and does not provide legal advice. Financely packages mandates to market standard and runs a controlled decisioning workflow. Where regulated execution is required, coordination is handled through appropriately qualified partners under their own approvals.
For issuers seeking a credible tokenization and placement path, submit the mandate for fit screening and packaging. Financely will standardize the file, route to matched counterparties, and run decisioning to written outcomes.
Start with How It Works or submit directly via Contact Us.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Financely acts as arranger and advisor and coordinates execution through regulated partners where required. Any engagement and any introduction process is subject to diligence, KYC, AML, sanctions screening, counterparty criteria, and definitive documentation. The refund guarantee terms above apply only as stated and are subject to the cooperation and disclosure conditions described.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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