We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
AI Lender Match helps business owners, investors, and sponsors identify lenders that fit their deal profile without wasting weeks on cold outreach. Get a smarter starting point for acquisitions, commercial real estate, trade finance, and structured debt transactions.
Short answer: by owning the logistics and the risk better than the next guy. Traders buy, store, ship, and sell real barrels, tonnes, and bushels. The P&L comes from price spreads, timing the curve, moving the product cleanly, and locking margins with hedges. Giants like Mercuria, Glencore, and Trafigura do this at global scale. Smaller desks (two to five people) win by knowing a niche cold and getting financed fast.
| Driver | What it means | How traders capture it |
|---|---|---|
| Location (basis) spread | Different prices by region/port | Source in surplus region, sell into deficit; charter the route that clears fastest |
| Time spread(contango/backwardation) | Curve shape pays you to store or to move now | Store in contango (sell futures); sell prompt in backwardation (buy futures) |
| Quality/grade optionality | Blending or upgrading to match spec premiums | Blend metals/grades; optimize sulfur/octane; pocket the spec premium |
| Freight & logistics | Tonne-mile costs and congestion create arbitrage | Time-charter vs voyage, re-route, co-load, swap laycans, avoid demurrage |
| Financing & hedging | Funding and price risk management shape net margin | UPAS LCs, trade loans, repo on inventory; hedge futures/swaps/options to lock the spread |
| Instrument | What it funds | Typical advance / tenor | When to use |
|---|---|---|---|
| Commercial LC / Confirmed LC | Supplier payment vs compliant docs | N/A funding; adds bank credit & document control | Seller wants bank risk; country risk needs confirmation |
| UPAS LC(Usance Payable At Sight) | Sight cash to seller; tenor to buyer | 30–180 days buyer tenor | You need time to sell/process; seller wants immediate pay |
| Transactional trade loan/ import loan | Cargo cost, freight, taxes/duties | 30–180 days; rate = benchmark + spread | Back-to-back with sale or short inventory turn |
| Inventory repo/ stock finance | Stored product under CMA/tank control | 60%–85% of landed value; rolling | Contango/storage play or steady program |
| Receivables discounting/ forfaiting | Post-delivery invoices | 70%–95% of face; 30–180 days | Offtaker creditworthy; you want cash in sooner |
| Risk | Control you want in place |
|---|---|
| Flat price & basis risk | Futures/swaps options; define hedge ratio and stop-outs |
| Credit & performance | LCs/confirmations, credit insurance, performance bonds, prepayment security |
| Ops & logistics | CMA/warehouse control, laytime tracking, quality & quantity inspection, loss allowances |
| FX & rates | Forwards/swaps; match currency of costs and sales; UPAS for tenor |
| Sanctions & ESG | KYC, restricted party checks, vessel/port screening, documentation that matches the LC |
Do I need a full hedge on every trade
No. Hedge to protect the margin you’re targeting. Leave only the risk you’re paid to take.
Can a small team really compete with the majors
Yes—by owning a niche, moving faster, and fixing documents and credit early. The majors don’t chase every small spread.
What kills P&L most often
Demurrage, unhedged basis, and document failures under LCs. All avoidable with discipline.
Best financing for fast-turn trades
UPAS LC or short trade loans. For storage plays, inventory repo with tight controls.
Do I need confirmation on every LC
No. Add it when the seller won’t take issuing bank/country risk or the contract requires it.
Send the spec, route, volumes, and target dates. We’ll map the funding, hedges, and controls so the trade clears and the margin sticks.
Talk to Commodity FinanceInformational only. Any financing depends on credit approval, KYC/AML, sanctions checks, and executed documentation. Pricing, advance rates, and hedging costs vary by commodity, corridor, and counterparties.
Before you submit
Your financing request goes straight to the principal. You receive a written diagnosis, the proposed structure and a one-off retainer before any work starts.
Recent mandates include a USD 150m revolving credit facility and a USD 12m acquisition closed in 21 days. We are an advisory and arranging firm, not a lender, and you close directly with the lender.
Financely is an advisory and arranging firm, not a lender or broker-dealer. All financing is subject to KYC, AML, due diligence and lender credit approval. No outcome or timeline is guaranteed.