We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Hard money for commercial real estate is asset-focused credit. The lender’s first question is collateral value and enforceability, not brand reputation or broad relationship depth. This is why commercial real estate hard money loans can close faster than conventional bank debt, especially for bridge acquisitions, distressed assets, lease-up periods, and time-sensitive refinances.
For borrowers, the trade-off is straightforward: speed and flexibility in exchange for tighter controls and higher cost than prime bank facilities. If the exit path is weak, the deal will not hold. If the collateral, repayment logic, and documentation are clear, hard money lenders commercial real estate programs can be highly effective.
Used to secure a property quickly, then refinance into lower-cost debt after stabilization, lease-up, or capex completion.
Used when maturity deadlines are near and conventional credit approval timing is not compatible with the required closing date.
Used when the property needs operational or physical improvements before it meets bank underwriting standards.
Used for scenarios where ownership structure, rent roll transition, or collateral profile requires customized credit structuring.
| Dimension | Hard Money Commercial Real Estate Loans | Conventional Commercial Property Loan |
|---|---|---|
| Primary Decision Driver | Collateral quality, enforceability, and exit path. | Cash flow track record, DSCR history, and policy-box compliance. |
| Execution Speed | Generally faster when documentation is complete. | Typically longer due to committee process and policy depth. |
| Structure Flexibility | Higher flexibility on bridge and transitional assets. | Lower flexibility outside standard underwriting bands. |
| Cost Profile | Usually higher pricing and fee load. | Usually lower pricing for qualifying borrowers. |
| Typical Use | Bridge period before refinance or sale. | Longer-term hold and stabilized operations. |
Financely runs a transaction-led process. We do not market generic approvals. We structure each mandate around collateral evidence, underwriting logic, and lender distribution readiness. For serious sponsors, this cuts wasted cycles and improves term-sheet quality.
We validate transaction objective, closing timeline, property profile, and required facility structure.
We prepare lender-facing materials, data room logic, and risk explanation tied to repayment and exit.
We route the mandate to lenders active in hard money for commercial real estate and related bridge structures.
We coordinate clarification rounds, align commercial points, and support deal progression to closing.
If your acquisition, refinance, or bridge timeline cannot wait for conventional process speed, submit your file for structured lender outreach.
They are non-bank or private lenders that provide asset-backed financing based mainly on collateral quality, timeline, and exit strategy.
No. It is also used for acquisitions, bridge periods, lease-up, and quick refinances where execution speed is critical.
They usually offer faster, more flexible structuring for transitional assets, with higher pricing and tighter controls than conventional debt.
In many cases, yes. Lenders focus closely on collateral downside and exit certainty, so conservative sizing is common.
Yes. It is frequently used as an interim refinance to protect maturity deadlines before moving into lower-cost long-term debt.
Financely structures the mandate, prepares lender-ready underwriting materials, and coordinates targeted lender outreach through closing support.
Financely operates as a transaction-led capital advisory desk. Services are delivered on a best-efforts basis and remain subject to underwriting, KYC and AML, sanctions screening, lender approvals, and definitive legal documentation. Financely does not provide guaranteed approvals or direct lending.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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