We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Trade Finance Documentation
In cross-border trade, payment risk is not theoretical. Buyers worry about performance. Sellers worry about being paid after shipment. An irrevocable Letter of Credit bridges that gap by turning commercial terms into bank-controlled documentary conditions.
If you are evaluating issuance support, structure design, or collateral strategy, you can review our service scope and execution process.
Buyer and seller agree commodity, quantity, pricing basis, Incoterms, and documentary conditions.
Applicant submits LC request with facility terms, collateral package, and transaction documents.
Bank underwrites the applicant, sets margin and fees, and confirms acceptable risk limits.
LC is issued, typically via MT700, to the advising bank for beneficiary notification.
Seller ships and presents required documents within the validity and presentation window.
Banks examine document compliance and process payment according to LC tenor and terms.
Collateral is set by the issuing bank according to applicant credit quality, transaction complexity, tenor, jurisdiction profile, and product risk. There is no universal margin level.
| Applicant Profile | Typical Collateral Approach | What Drives The Level |
|---|---|---|
| Top-tier corporate with strong bank lines | Low to moderate cash margin, supported by existing facilities | Financial strength, track record, internal bank limits |
| Mid-market company with operating history | Partial cash margin plus security package | Leverage, liquidity, collateral quality, jurisdiction risk |
| New or thin-credit profile | High cash margin, often near full coverage | Limited credit history, counterparty and country exposure |
| Structured trade flow with ring-fenced cashflows | Margin plus assigned receivables and control covenants | Transaction control, buyer quality, repayment visibility |
| Stage | Indicative Timing | Key Output |
|---|---|---|
| Intake And Structuring | 2 to 5 business days | Draft term logic, document list, and bankability review |
| Bank Credit Review | 1 to 3 weeks | Credit decision with margin, fees, and conditions |
| Legal And Documentation | 3 to 10 business days | Final LC text, security docs, and conditions precedent |
| Issuance | 1 to 3 business days | SWIFT issuance to advising bank |
| Document Presentation And Settlement | Depends on shipment and tenor | Document check, discrepancy handling, payment |
Cost stacks vary by bank and profile. The list below is an indicative market framework for planning, not a quote.
| Cost Item | How It Is Usually Charged | Indicative Range |
|---|---|---|
| Issuance Commission | Annualized percentage on face amount, prorated by tenor | About 1.00% to 4.50% p.a. |
| Advising / Confirmation | Charged by advising or confirming bank | About 0.50% to 3.00%+ |
| SWIFT And Admin Fees | Flat operational fees per issuance/amendment | Bank schedule based |
| Amendment Fees | Flat fee per amendment event | Commonly USD 150 to USD 1,000+ |
| Discrepancy Fees | Charged when documents contain discrepancies | Per discrepancy event |
| Financely Advisory Fee | Mandate fee for structuring and placement workflow | Starts from published mandate pricing, scope dependent |
We help map realistic collateral paths and avoid unworkable margin assumptions.
We align payment mechanics and documentary conditions with executable banking practice.
We package the transaction for decision-grade review, not generic submission blasts.
We coordinate intake, documentation, bank routing, and close support under one process lane.
In modern trade practice under UCP 600, credits are treated as irrevocable unless explicitly structured otherwise.
Possible for strong applicants with established bank limits, but many files require partial or full margin plus additional security.
Clean files can move quickly, while complex files can take weeks. Speed depends on credit readiness, legal work, and documentation quality.
Frequent amendments, weak document drafting, repeated discrepancies, and poor file preparation increase total transaction cost.
No. Services are provided on a best-efforts advisory and placement basis and remain subject to bank underwriting and approvals.
Submit a live transaction with target amount, tenor, counterparties, and available collateral details for fit screening.
Submit your transaction and get an execution path based on collateral reality, banking practice, and timing constraints.
Submit Your DealThis page is informational only and does not constitute legal, tax, accounting, or investment advice. Financing outcomes depend on underwriting, KYC and AML, sanctions screening, legal diligence, collateral validation, and third-party approvals.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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