Ground-Up Commercial Real Estate Construction Financing in Texas, Florida, and California

Ground-Up Commercial Real Estate Construction Financing in Texas, Florida, and California

Ground-Up Commercial Real Estate Construction Financing in Texas, Florida, and California

For developers breaking ground on major commercial real estate projects in Texas, Florida, and California, financing must be precise, timely, and large enough to support full project delivery. Financely structures and arranges construction financing that integrates senior debt, mezzanine capital, SBLC-backed facilities, and equity placement — ensuring your development moves from concept to completion without capital disruption.

Key Outcome: Fully structured funding for large-scale developments with tailored debt and equity solutions.

Ideal Project Profiles

  • Office towers and mixed-use developments in major metro areas
  • Luxury multi-family projects in high-demand residential zones
  • Industrial parks and logistics centers near key transport hubs
  • Hospitality and resort developments in prime destinations
  • Retail complexes in growth corridors

Financing Parameters

Parameter Typical Range
Loan Size USD 10M to USD 500M+, larger via syndication
Leverage Up to 75% LTC, higher with mezzanine or preferred equity
Collateral Land, project improvements, SBLCs, or additional assets
Term 18 to 48 months, with extension options
Draw Structure Milestone-based disbursements tied to construction progress

Our Process

1) Project Evaluation
Review of plans, permits, budget, and market feasibility.
2) Capital Structuring
Blend of debt, equity, and SBLC support tailored to project needs.
3) Term Sheet Delivery
Issuance of proposed financing terms and draw schedule.
4) Funding
Execution of loan agreements and initial draw release.

Why Developers Work With Us

  • Direct access to U.S. and international construction lenders
  • Experience with multi-phase developments in high-growth states
  • Integration of SBLCs to enhance credit and increase leverage
  • Capital raising capabilities for both equity and debt

Client Testimonials

★★★★★

"They secured full financing for our mixed-use project in Miami within two months."

- Managing Partner, Development Firm
★★★★★

"Professional structuring and clear process from term sheet to first draw."

- CFO, Texas Construction Group
★★★★★

"Their SBLC-backed facility increased our leverage and lowered our cost of capital."

- CEO, California Real Estate Developer
★★★★★

"Financely’s lender network is unmatched for large CRE projects."

- Director, National Development Company

Request Construction Financing Terms

Submit your project plans, budget, and timeline. We will structure a financing package tailored to your development.

Start the Process

All financing is subject to lender due diligence, independent credit approval, KYC and AML compliance, and executed documentation. Financely acts as an arranger, not as a lender. Terms vary by location, borrower profile, and market conditions.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.