Ground-Up Commercial Real Estate Construction Financing in Texas, Florida, and California
For developers breaking ground on major commercial real estate projects in Texas, Florida, and California, financing must be precise, timely, and large enough to support full project delivery. Financely structures and arranges construction financing that integrates senior debt, mezzanine capital, SBLC-backed facilities, and equity placement — ensuring your development moves from concept to completion without capital disruption.
Key Outcome:
Fully structured funding for large-scale developments with tailored debt and equity solutions.
Ideal Project Profiles
- Office towers and mixed-use developments in major metro areas
- Luxury multi-family projects in high-demand residential zones
- Industrial parks and logistics centers near key transport hubs
- Hospitality and resort developments in prime destinations
- Retail complexes in growth corridors
Financing Parameters
| Parameter |
Typical Range |
| Loan Size |
USD 10M to USD 500M+, larger via syndication |
| Leverage |
Up to 75% LTC, higher with mezzanine or preferred equity |
| Collateral |
Land, project improvements, SBLCs, or additional assets |
| Term |
18 to 48 months, with extension options |
| Draw Structure |
Milestone-based disbursements tied to construction progress |
Our Process
1) Project Evaluation
Review of plans, permits, budget, and market feasibility.
2) Capital Structuring
Blend of debt, equity, and SBLC support tailored to project needs.
3) Term Sheet Delivery
Issuance of proposed financing terms and draw schedule.
4) Funding
Execution of loan agreements and initial draw release.
Why Developers Work With Us
- Direct access to U.S. and international construction lenders
- Experience with multi-phase developments in high-growth states
- Integration of SBLCs to enhance credit and increase leverage
- Capital raising capabilities for both equity and debt
Client Testimonials
★★★★★
"They secured full financing for our mixed-use project in Miami within two months."
- Managing Partner, Development Firm
★★★★★
"Professional structuring and clear process from term sheet to first draw."
- CFO, Texas Construction Group
★★★★★
"Their SBLC-backed facility increased our leverage and lowered our cost of capital."
- CEO, California Real Estate Developer
★★★★★
"Financely’s lender network is unmatched for large CRE projects."
- Director, National Development Company
Request Construction Financing Terms
Submit your project plans, budget, and timeline. We will structure a financing package tailored to your development.
Start the Process
All financing is subject to lender due diligence, independent credit approval, KYC and AML compliance, and executed documentation. Financely acts as an arranger, not as a lender. Terms vary by location, borrower profile, and market conditions.