Gold · Production · Trade Finance
Fund the Gap Between Production, Shipment, and Payment
Financely structures and arranges financing for operating gold producers, established traders, and exporters supplying Dubai buyers and refineries.
From purchasing eligible gold to financing an accepted receivable, we assess the transaction and approach suitable capital providers.
Request a Gold Financing QuotePaid advisory and arrangement services. An execution budget and a documented transaction are required.
Financing Before and After Shipment
Select the stage where your business needs working capital. Each option remains subject to lender appetite, acceptable security, and transaction approval.
Finance Production, Procurement, and Export Preparation
For transactions requiring capital before the gold reaches the buyer or refinery.
Production & Offtake Prepayment
Assess advances linked to an operating mine’s production and contracted deliveries, supported by production records and a credible repayment plan.
Secured Gold Purchases
Structure procurement funding around verified supply, acceptable title, custody arrangements, and an identified buyer.
Inventory Finance
Explore lending against eligible gold held with an acceptable custodian, subject to valuation, insurance, and lender control.
LC & Shipment Support
Assess documentary credit arrangements and funding for agreed logistics and insurance costs. An LC is a payment undertaking, not automatically an advance to the seller.
Bridge Delivery, Assay, and Buyer Settlement
For eligible transactions where shipment has occurred but sale proceeds have not yet been received.
Export Receivables Finance
Seek advances against eligible buyer obligations, with assessment of payment terms, disputes, assignment rights, and buyer credit.
LC Discounting
Explore discounting of an eligible deferred-payment undertaking after the required documentary and banking conditions are met.
Refinery Settlement Bridge
Assess financing during the period between refinery receipt and final settlement, where custody, assay risk, and payment arrangements are acceptable.
Revolving Trade Facility
Structure repeat financing against eligible inventory and receivables, with collections used to repay drawings and restore availability.
Shipping Gold to Dubai?
Match the contract to the actual transport method. Under ICC Incoterms® 2020, CIF applies to sea and inland waterway transport. For air shipments, consider an appropriate term such as CIP with the named destination specified.
Separately agree title transfer, assay procedures, insurance coverage, and payment conditions. “CIF Dubai” alone does not define a financeable transaction.
Four Steps From Onboarding to Funding
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Onboarding
Submit your transaction for assessment. Receive the proposed scope, sign the engagement, pay the retainer, and complete required onboarding checks.
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Structuring
We review supply, buyer terms, assay, logistics, security, and repayment, then prepare the financing request.
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Lender Approval
We approach suitable capital providers, coordinate diligence, and support negotiation of terms and funding conditions.
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Closing & Funding
Execute the facility documents and satisfy the conditions. The lender releases approved funds under the agreed payment and control arrangements.
Have a buyer, supplier, and defined funding gap? Request a quote with your transaction documents and required timeline.
What Makes a Gold Transaction Financeable?
- Verifiable supply: origin, ownership, production or purchase records, and relevant licenses.
- Documented buyer: signed commercial terms and clear refinery acceptance requirements.
- Agreed valuation: quantity, purity, assay method, pricing formula, and deductions.
- Controlled delivery: custody, insured logistics, and a documented chain of possession.
- Repayment visibility: identifiable sale proceeds and workable collection arrangements.
- Available capital: the required borrower contribution and budget for execution.
Frequently Asked Questions
Can you finance a gold purchase before shipment?
We can assess secured procurement or prepayment structures. A purchase contract alone is insufficient: the lender must accept the supplier, gold provenance, buyer, security, and repayment arrangements.
Can financing be released before the final refinery assay?
Potentially, if a lender accepts the provisional valuation, custody, and assay risk. Any advance may include a valuation discount or reserve. Refinery receipt alone does not establish eligibility.
Can you arrange a confirmed letter of credit?
We can assess and coordinate the requirement. Confirmation depends on an accepting bank, available limits, and agreed terms. Payment requires a complying documentary presentation; any assay requirement must be reflected in the LC documents.
Do you finance new gold mines?
This service focuses on operating production and documented trade flows. A new mine requires a separate project-finance assessment covering technical studies, permits, capital expenditure, sponsor equity, and development risk.
How much financing can I obtain, and what does it cost?
Capacity and pricing depend on eligible gold value, buyer quality, custody, tenor, price exposure, and the structure. Advisory fees, lender charges, external expenses, and required capital contributions are quoted separately as applicable.
Can all fees be paid after the transaction closes?
Financely requires the agreed upfront retainer before execution. We do not fund mandates by working at risk. Paying the retainer covers the agreed services and does not guarantee financing.
What should I send to request a quote?
Provide your company details, financing amount, gold origin and form, quantity and purity, buyer and supplier contracts, shipment schedule, assay arrangements, financial information, and available collateral or equity.
Ready to Finance Your Gold Transaction?
Send us the commercial documents, funding requirement, and delivery timeline. We will assess the transaction and propose the paid advisory scope.
Request a QuoteFinancely acts as an advisor and arranger, not a direct lender or principal gold buyer. Funding remains subject to lender approval, provenance and compliance checks, documentation, and satisfaction of all conditions.
