Funding physical commodity trades is a different sport from standard corporate lending. The real risk sits in the flow of goods, the timing of cash conversion, jurisdictional friction, and the quality of operational controls. A trader can have a profitable book and still struggle to secure capacity if the structure does not give lenders comfort on title, inspection, and exit.
Financely supports commodity traders, importers, exporters, and sponsor-backed platforms that need institutional trade finance for recurring flows. We act as advisor and arranger through regulated partners. We focus on structured facilities that align with how lenders actually underwrite physical deals, not how brokers market them.
Lenders see the same failure patterns repeatedly. The purchase and sales contracts are loose. The buyer is not creditworthy enough to anchor the deal. The logistics chain is poorly mapped. Warehouse and inspection arrangements are unclear, or the trader expects unsecured credit on a high-risk route.
The result is predictable. The file gets stuck in credit review, pricing widens, or the lender asks for controls that the trader did not plan for. The fix is not a louder pitch. It is a cleaner structure.
Most approved facilities tie financing to a specific transaction cycle rather than to a blanket corporate promise. The lender wants to understand how cash moves from purchase to shipment to sale and collection, and which documents prove each step.
Depending on the commodity and route, this can include:
Lenders want predictability. A trader that can show disciplined execution tends to receive more capacity over time.
These controls are not red tape. They are the basis for pricing and approval.
The right structure depends on the commodity, the route, and the counterparties. Financely typically helps clients evaluate and position a mix of:
Each option has a different risk lens. The goal is to select the one that fits the real commercial cycle and the lender’s documentation expectations.
Strong commodity finance files do not rely on storytelling alone. They rely on document logic that allows an institution to track risk through the life of a trade.
Commodity trade finance pricing is not a flat market number. It is a direct reflection of route risk, counterparty quality, control depth, commodity volatility, and the borrower’s operational record. Traders who plan for realistic margins after funding costs, inspection, collateral management, and insurance are the ones who scale.
If a deal only works under best-case assumptions, it is not ready for institutional funding. A clean downside case gives lenders confidence and protects the trader’s credibility.
Financely acts as arranger and advisor through regulated partners. We are not a bank and we do not guarantee facilities without underwriting. Our role is to shape a fundable structure, build lender-grade materials, and run a targeted process with institutions that understand the specific commodity and route.
We focus on serious, document-driven mandates where the client can support institutional standards. That typically means post-revenue traders and operating groups with a credible track record, clear governance, and a willingness to adopt the controls lenders require.
If you are funding recurring commodity flows and need a structured facility aligned with institutional credit expectations, Financely can review your transactions and coordinate a controlled lender process through regulated partners.
Request Commodity Funding TermsDisclaimer: This page is for general information only and does not constitute legal, financial, or trade advice. References to commodity structures, controls, and funding paths are illustrative and may not reflect the requirements of any specific institution or jurisdiction. Financely acts as advisor and arranger through regulated partners and is not a bank or direct lender. Any facility is subject to underwriting, KYC, AML, sanctions screening, legal review, insurance review, collateral verification where applicable, and approvals by relevant institutions. Professional and corporate audience only.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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