Funding for Physical Commodity Production

Funding for Physical Commodity Production | Financely Group

Funding for Physical Commodity Production

Financely structures funding solutions for companies engaged in the extraction, processing, or export of physical commodities. We arrange debt and hybrid capital for mining, energy, and agricultural production assets where collateral, offtake, and cash flow visibility drive lender confidence.

What Commodity Production Funding Covers

Physical commodity producers often require structured capital to bridge exploration, production, and working capital cycles. Financely arranges funding against tangible assets, forward contracts, and inventory flows — delivering both liquidity and stability for producers expanding or optimizing operations.

Facility Type Purpose Collateral Basis
Pre-Export Finance (PXF) Advance funding against confirmed offtake or sales contracts Contract receivables and export flows
Reserve-Based Lending (RBL) Debt secured by proven and probable reserves (oil, gas, or minerals) Reserve valuation and production reports
Borrowing Base or Warehouse Finance Liquidity for stored or in-transit commodities Inventory receipts and warehouse certificates
Tolling and Processing Finance Funding for smelters, refineries, and processing facilities Feedstock contracts and plant assets
Working Capital & Offtake-Linked Debt Short-term liquidity between production and export Inventory, invoices, or offtake obligations

Sectors We Support

  • Base and precious metals mining (copper, gold, cobalt, nickel, lithium)
  • Oil and gas production, midstream transport, and storage
  • Agricultural and soft commodity processing (cocoa, grains, palm, sugar)
  • Renewable energy feedstock and biofuel production
  • Smelting, refining, and export logistics infrastructure

What Lenders and Investors Require

  • Audited reserve or production reports from recognized technical consultants
  • Confirmed sales or offtake agreements with rated counterparties
  • Environmental and social compliance documentation
  • Forecasted production schedule and cost curve
  • Hedging or price risk management strategy for volatile commodities
  • Collateral register with enforceable security interests over assets

How Financely Structures Production Finance

Financely structures capital around collateralized production and offtake visibility. We prepare comprehensive lender packs covering technical data, cash flow forecasts, and legal structures that align with international trade, banking, and commodity standards. Our role bridges the gap between the operator’s technical realities and institutional capital expectations.

Outcome: predictable funding lines supported by verified assets, clean documentation, and transparent risk allocation between borrower and lender.

Request a Commodity Production Funding Proposal

Financely arranges funding for mining, energy, and agricultural producers through trade, project, and reserve-based finance. Submit your project to receive indicative terms and structuring guidance.

Request Term Sheet

Frequently Asked Questions

Do you finance early-stage exploration projects?

We focus on projects that have achieved technical validation — such as a JORC, NI 43-101, or equivalent report — and can demonstrate near-term production or offtake visibility. Exploration-only mandates are outside our scope.

Can Financely arrange non-recourse production finance?

Yes. Depending on reserve quality, collateral, and offtake security, non-recourse or limited-recourse structures can be arranged through commodity funds, private credit, or ECA-backed lenders.

What size transactions do you consider?

Our typical production funding mandates range from USD 10 million to USD 500 million, depending on project scale, jurisdiction, and commodity type.

Do you assist with offtake agreements?

Yes. Financely coordinates with credible offtakers and trade houses to align production and payment flows with lender security requirements, creating stronger bankable structures.

What regions do you cover?

We operate globally, with focus on Africa, Latin America, and emerging markets in Asia and the Middle East. Jurisdictional due diligence and legal enforceability remain key to lender participation.

Financely acts as a structuring and placement advisor. We do not issue loans or guarantees directly. All mandates are subject to underwriting, compliance, and lender approval. Financing is arranged through regulated partners and institutional investors.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.