Funding for Physical Commodity Production
Financely structures funding solutions for companies engaged in the extraction, processing, or export of physical commodities. We arrange debt and hybrid capital for mining, energy, and agricultural production assets where collateral, offtake, and cash flow visibility drive lender confidence.
What Commodity Production Funding Covers
Physical commodity producers often require structured capital to bridge exploration, production, and working capital cycles. Financely arranges funding against tangible assets, forward contracts, and inventory flows — delivering both liquidity and stability for producers expanding or optimizing operations.
| Facility Type |
Purpose |
Collateral Basis |
| Pre-Export Finance (PXF) |
Advance funding against confirmed offtake or sales contracts |
Contract receivables and export flows |
| Reserve-Based Lending (RBL) |
Debt secured by proven and probable reserves (oil, gas, or minerals) |
Reserve valuation and production reports |
| Borrowing Base or Warehouse Finance |
Liquidity for stored or in-transit commodities |
Inventory receipts and warehouse certificates |
| Tolling and Processing Finance |
Funding for smelters, refineries, and processing facilities |
Feedstock contracts and plant assets |
| Working Capital & Offtake-Linked Debt |
Short-term liquidity between production and export |
Inventory, invoices, or offtake obligations |
Sectors We Support
- Base and precious metals mining (copper, gold, cobalt, nickel, lithium)
- Oil and gas production, midstream transport, and storage
- Agricultural and soft commodity processing (cocoa, grains, palm, sugar)
- Renewable energy feedstock and biofuel production
- Smelting, refining, and export logistics infrastructure
What Lenders and Investors Require
- Audited reserve or production reports from recognized technical consultants
- Confirmed sales or offtake agreements with rated counterparties
- Environmental and social compliance documentation
- Forecasted production schedule and cost curve
- Hedging or price risk management strategy for volatile commodities
- Collateral register with enforceable security interests over assets
How Financely Structures Production Finance
Financely structures capital around collateralized production and offtake visibility. We prepare comprehensive lender packs covering technical data, cash flow forecasts, and legal structures that align with international trade, banking, and commodity standards. Our role bridges the gap between the operator’s technical realities and institutional capital expectations.
Outcome:
predictable funding lines supported by verified assets, clean documentation, and transparent risk allocation between borrower and lender.
Request a Commodity Production Funding Proposal
Financely arranges funding for mining, energy, and agricultural producers through trade, project, and reserve-based finance. Submit your project to receive indicative terms and structuring guidance.
Request Term Sheet
Frequently Asked Questions
Do you finance early-stage exploration projects?
We focus on projects that have achieved technical validation — such as a JORC, NI 43-101, or equivalent report — and can demonstrate near-term production or offtake visibility. Exploration-only mandates are outside our scope.
Can Financely arrange non-recourse production finance?
Yes. Depending on reserve quality, collateral, and offtake security, non-recourse or limited-recourse structures can be arranged through commodity funds, private credit, or ECA-backed lenders.
What size transactions do you consider?
Our typical production funding mandates range from USD 10 million to USD 500 million, depending on project scale, jurisdiction, and commodity type.
Do you assist with offtake agreements?
Yes. Financely coordinates with credible offtakers and trade houses to align production and payment flows with lender security requirements, creating stronger bankable structures.
What regions do you cover?
We operate globally, with focus on Africa, Latin America, and emerging markets in Asia and the Middle East. Jurisdictional due diligence and legal enforceability remain key to lender participation.
Financely acts as a structuring and placement advisor. We do not issue loans or guarantees directly. All mandates are subject to underwriting, compliance, and lender approval. Financing is arranged through regulated partners and institutional investors.