Funding for Crude & Refined Products Contracts

Funding for Crude & Refined Products Contracts

Advance up to 90 % of cargo value in five to ten banking days. Keep bids flowing, hedge positions covered, and demurrage paid—without draining core credit lines. Indicative terms arrive within 48 hours once we see your contract and KYC.

The Cash‑Flow Strain Behind Every Lift

  • Refiners demand pre‑loading settlement; buyers still want 30–60 days.
  • Brent drops three dollars—ICE margin calls land by 16:00 GMT.
  • Port queues extend laytime, piling six‑figure demurrage bills.
  • Sanctions updates delay documentary credits, pushing laycan back.

Each gap forces petroleum traders to park cash that could finance the next fixture—or a higher‑margin arbitrage.

Contract‑Backed Funding That Matches Your Voyage

Financely structures oil and gas trade‑finance lines tied to your executed sale contracts, confirmed LCs, standby undertakings, or receivable assignments—no blanket covenants, no balance‑sheet pledges.

01 · Share the Fixture
Send the signed recap or SPA, voyage plan, and buyer payment terms. Early sanity check within 24 hours.
02 · Counterparty Review
Credit, sanctions, and KYC review on buyer, seller, vessel, and any storage locations.
03 · Term Sheet Issued
Advance rate, margin, tenor, collateral package—agreed and signed.
04 · First Drawdown
Funds released at loading or inspection—wired to refinery, freight, or your treasury.
05 · Voyage Monitoring
Daily MTM, demurrage buffer, and independent inspection fed to our desk. No surprises.
06 · Collection & Recycle
Buyer pays, LC reimburses, or standby triggers. Facility resets for the next cargo.

What Sets Our Facility Apart

  • Advance up to 90 % of cargo value—cover refinery lift, freight, inspection, and margin calls.
  • SOFR/EURIBOR‑based margin—no flat “energy premium” loaded on top.
  • No leverage or fixed‑charge covenants—the trade secures itself.
  • Funds in USD, EUR, AED, SGD; multi‑currency facilities for hedged positions.
  • Revolving limit tied to your pipeline, not a static loan.

Field Results

“Financely wired USD 32 million three days after BL, letting us secure a second ULSD cargo before month‑end.” — CFO, Independent Fuel Trader
“Their repo over our Fujairah storage freed USD 18 million in working capital last quarter.” — Finance Lead, Regional Bunker Supplier

Bank Lines vs. Financely Contract Funding

Metric Conventional Bank Line Financely Facility
Advance Rate 50–70 % Up to 90 %
Setup Time 4–8 weeks 5–10 banking days
Covenants Leverage, DSCR, MAC None beyond performance
Collateral Corporate assets Assigned contract / LC / cargo
Scalability Facility cap fixed Grows with fixtures

Ready to ease cash pressure on your next crude or product cargo? Click below and receive indicative terms within 48 hours.

Request a Quote

Our Straight‑Talk Pledge

If we can’t table an executable structure within two business days of receiving a full data pack, we say so—no fees, no run‑around.

About Financely

Financely arranges trade‑finance solutions for the global energy sector—refiners, traders, distributors, and bunkering firms. We operate as an arranger; each facility depends on diligence, KYC, and live market appetite.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.