Forfaiting Services: How Financely Helps Exporters Convert Receivables into Cash
Forfaiting Services: Convert Export Receivables into Cash
Forfaiting Services: Convert Export Receivables into Cash
Exported the goods — but still waiting to get paid? Forfaiting lets you sell that receivable, lock in the cash, and eliminate risk. Here’s how we help make it happen.
Forfaiting is one of the simplest, most powerful tools in trade finance — and yet it’s still underused by exporters and contractors working internationally. At Financely, we help clients forfait receivables issued by sovereigns, corporates, and institutions across Africa, LATAM, MENA, and Asia.
What Is Forfaiting?
Forfaiting
is the process of selling a receivable or payment obligation (usually from an international buyer) to a financial institution in exchange for immediate cash — with no recourse. Once sold, the buyer assumes all collection risk.
How It Works
You export goods or provide services under a contract
Your buyer agrees to pay in 90, 180, or 360 days
You don’t want to wait — so you forfait the receivable
We structure the transaction and transfer it to a funding desk
You get paid — the funder waits for the buyer
It’s fast. It’s clean. And when done properly, it's one of the lowest-risk ways to finance trade.
What Makes a Receivable Forfaitable?
Buyer is creditworthy(sovereign, state agency, Tier 1 or 2 corporate)
Terms are defined(fixed amount, maturity, no performance triggers)
Receivable is confirmed
by the buyer or backed by a promissory note
Who Uses Forfaiting?
Exporters
with long payment terms (e.g. 180–360 days)
Contractors
completing EPC or supply contracts with delayed payouts
Traders
who want to free up liquidity and rotate capital faster
Deal originators
who monetize deals while removing risk from their books
Why Financely?
Real access
to private credit desks and non-bank forfaiters
Issuer-side structuring
— we speak the language of credit committees
Fast feedback:
most deals are priced within 72 hours
Typical Terms
Tenor:
90–360 days
Advance rate:
85%–95%
Pricing:
6%–12% annualized depending on buyer risk and duration
Minimum size:
USD 500K equivalent
Which Receivables We Accept
Promissory notes
Deferred payment letters of credit
Assignment of invoice rights (with buyer acknowledgment)
Sovereign-backed contracts
PPP, infrastructure, and defense deals with verified terms
Want to Forfait a Deal?
Submit your contract, invoice, or promissory note and we’ll let you know if it qualifies. Fast response. Real pricing. Verified counterparties only.
If you’re sitting on receivables that pay in 6 or 12 months, you’re tying up capital. Forfaiting gets you paid now — and pushes the risk to someone else. At Financely, we help you do that with structure, speed, and access to buyers that actually close.
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using oursecure intake form, and receive a quotewithin 1-3 business days. Existing clients can connect with theirrelationship managerthrough oursecure web portal.
All submissions arepromptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500
is required upon completion of each form. This fee covers the time and effort we invest in reviewing
your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those
that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address
the challenge of global transaction risk through structured strategies that foster cross-border
growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive
ventures. We mitigate capital constraints by isolating project assets and focusing on risk
management. Provide your details to receive a structure that drives growth and maximizes returns.
Secure financing for business or real estate acquisitions. We ease transaction hurdles by
reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized
proposal that supports your strategic investment objectives.
Financely assists banks facing Basel III pressures by distributing trade finance deals and
providing collateral for letters of credit. We reduce capital burdens while preserving client
relationships and fostering service expansion. Submit your request to optimize your trade finance
offerings.
Once we receive your submission, our team will review your information to determine feasibility. If
eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ
and Procedure
pages for more information.
Disclaimer:
Financely provides financing based on due diligence and feasibility.
Approval is not guaranteed, and past performance does not predict future outcomes. All terms are
subject to review. Financely primarily assists with structuring and distribution. Qualified parties
carry out the project if the client approves the proposal.
Still Have Questions? Schedule a Consultation
If you still have questions after visiting ourFAQandProcedurepages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.
Important Resources
Popular Services
About Financely
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Trade Finance
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
LCs and Confirmations
SBLC and Guarantees
AR/AP and Supply Chain
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue.
See our FAQ
and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as anexempt foreign private adviserpursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Clickhereto download our brochure.