Florida Commercial Real Estate Bridge Financing

Florida Commercial Real Estate Bridge Financing

This page is for sponsors, investors, and operators who need short-term capital on Florida commercial real estate. Typical cases include acquisitions in Miami, Orlando, Tampa, Jacksonville, and other Florida markets where timing and structure matter more than the cheapest all-in coupon.

The service covers deal screening, bridge structure design, and a focused lender approach for a single Florida asset or portfolio. The aim is straightforward: turn a live opportunity into an underwritable bridge loan proposal and place it in front of lenders who actually fund this type of risk.

Florida commercial real estate bridge financing for income-producing and transitional assets. Target deal sizes from USD 5 million to 100 million+. Engagement fees from USD 35,000 per transaction, payable by bank transfer via Financely bank details , plus a success fee on funded bridge debt.

Who This Florida Bridge Financing Service Is For

Eligible Property Types And Situations

  • Multifamily and residential income properties across Florida, including lease-up and light value-add.
  • Industrial and logistics assets, including last-mile, small-bay, and distribution properties.
  • Retail, mixed-use, and strip centers with realistic business plans for leasing and repositioning.
  • Hospitality and special-situation assets (case by case) with clear turnaround or exit plans.
  • Bridge uses including acquisition, recapitalisation, partner buyouts, refinance of maturing loans, and construction completion.

Sponsor Profile And Deal Readiness

  • A Florida commercial property under contract, under LOI, or with a maturing loan that needs a bridge solution.
  • Clear business plan with hold period, capex, lease-up or repositioning strategy, and exit route.
  • Evidence of equity committed, earnest money, or skin in the deal from the sponsor and partners.
  • Ability to provide corporate and personal financials, track record, and supporting documents on request.
  • Willingness to pay the engagement fee by bank transfer and work within a defined process and information checklist.

What We Do On A Florida CRE Bridge Financing Engagement

Once the engagement fee is received, the deal is treated as a live Florida bridge financing transaction. The focus is to present a structure that fits lender criteria and a file that can be reviewed quickly by credit teams active in the state.

  • Initial deal review: property, market, tenancy, capex, and sponsor profile are reviewed against typical Florida bridge criteria.
  • Bridge structure outline: target leverage, term, interest-only period, reserves, and recourse profile are set out with realistic ranges.
  • Cash flow and metrics: assessment of in-place NOI, pro forma NOI, DSCR, and sensitivity to lease-up and capex execution.
  • Collateral and security: mortgage, pledges, guarantees, reserves, and possible performance triggers are mapped in line with market standards.
  • Exit analysis: refinance or sale scenarios, including stress tests on cap rates and permanent loan terms, are summarised for lenders.
  • Lender and fund targeting: a shortlist of bridge lenders and debt funds with appetite for Florida commercial real estate is compiled.
  • Outreach and follow-up: targeted approaches with a concise package, followed by clarification rounds as lenders request information.
  • Support through term sheet stage: assistance in comparing proposals and aligning structure and conditions with the business plan.

The service does not replace legal, tax, or valuation work. It focuses on presenting a bankable bridge structure and managing a lender approach that matches the deal profile.

Pricing, Terms, And Engagement Process

Pricing is set out clearly so sponsors can decide quickly whether this Florida commercial real estate bridge financing service fits their transaction.

  • Deal size: typical loan requests from USD 5 million to 100 million+ on Florida income-producing or transitional properties.
  • Indicative leverage: case by case, often up to about 65–75 percent of as-is value or up to 70–80 percent of cost, depending on asset, sponsor, and business plan.
  • Tenor and structure: bridge terms usually 12–36 months with interest-only, extension options, and reserves sized to business plan risk.
  • Engagement fee: from USD 35,000 per transaction for deals up to USD 25 million; larger or more complex deals may sit higher within a range agreed before engagement.
  • Success fee: typically 1.5 to 2.5 percent on funded bridge debt raised through the service, payable at closing from proceeds.
  • Payment method: engagement fee is 100 percent payable in advance by bank transfer via the Financely bank details page, with a clear reference to the Florida property.
  • Refunds: the engagement fee is earned once work starts and is not refundable, regardless of lender decisions or sponsor changes of strategy.
  • Timeline: initial structuring and lender approach typically run over several weeks, with full closing timelines driven by lender, legal, and third-party work.

Financely operates as a Florida commercial real estate bridge financing platform through regulated partners and does not lend from its own balance sheet. All credit, pricing, and closing decisions sit with third-party lenders and funds.

Start A Florida Commercial Real Estate Bridge Financing Engagement

If you have a Florida commercial property under contract or facing a near-term loan maturity and you are ready to move with a structured bridge financing process, you can pay the engagement fee by bank transfer and share your data room so the work can begin.

View Bank Details And Pay Engagement Fee

Florida CRE Bridge Financing: FAQ

Can you guarantee that a Florida bridge loan will close on specific terms
No. Bridge loan terms and approvals are set by lenders and debt funds based on their risk view, funding costs, and underwriting decisions at the time. The service is built to present a clear structure and lender-ready file, but pricing, leverage, and covenants are determined by third parties, not by Financely.
Do you fund deals directly as a Florida bridge lender
No. Financely is not a bank or direct lender. The role is to package the Florida commercial real estate transaction, design a credible bridge structure, and coordinate approaches to lenders and funds that lend on this type of asset and location through regulated partners.
What documents should we have ready before paying the engagement fee
At minimum, expect to provide the purchase agreement or loan statement for refinance, rent roll, trailing operating statements, property photos, a basic capex and business plan, details of sponsor experience and capital, and corporate and personal financials for key principals. A structured data room shortens lender review times and reduces repeated questions.
Can you work on portfolios across several Florida cities in one engagement
Portfolios can be in scope if there is a coherent structure and lender appetite for the combined exposure. Pricing for larger portfolios may sit above the base engagement fee, depending on the number of assets, markets, and borrowers involved. This is clarified before any payment is made.
What sponsor equity levels do lenders expect on Florida bridge loans
Lenders usually expect meaningful equity at risk through cash, contributed assets, or rolled equity from prior deals. Levels vary by asset and business plan, but thin equity and aggressive projections are often pushed back. Sponsors should be prepared to demonstrate real capital, not just sweat equity, in the transaction.

Disclaimer: This page describes a paid Florida commercial real estate bridge financing service. It is not an offer of credit, not a commitment to lend, and not investment, legal, or tax advice. Any loan is subject to independent lender underwriting, KYC, AML, sanctions screening, collateral review, third-party reports, and final approvals. Financely operates as a structuring and placement platform through regulated partners and does not act as a bank, broker dealer, or fund manager.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.