Fleet Refinancing for Airlines & Lessors | Sale-Leasebacks, Secured Loans, ECA & ABS Options
Fleet Refinancing for Airlines & Lessors
Balance sheets in aviation move with rates, residual values, and traffic. When spreads widen or maturities stack up, refinancing the fleet can drop cash burn fast. We arrange sale-leasebacks, secured term loans, portfolio ABS/EETC-style debt, and ECA-supported options to reset amortization, release equity, and extend tenor across single aircraft or full portfolios.
Sale-Leaseback (SLB)
Convert owned aircraft into cash while keeping operational control. We coordinate buyers and lessors for mid-life and new-delivery frames, align lease rentals with seasonality, and negotiate maintenance reserves and return conditions that don’t cripple cash flow.
Secured Term Loans & Refi Lines
Aircraft-mortgage loans with predictable amortization. Typical advance rates sit between 65%–80% LTV depending on type, age, and lessee quality. We refinance balloon payments, roll short maturities, and syndicate across banks and private credit to tighten pricing.
Portfolio Debt & ABS-Style Structures
For lessors and larger operators, pooling aircraft into a ring-fenced SPV can unlock cheaper senior tranches and term out risk. We structure senior/mezz tranches, cash sweeps, liquidity facilities, and covenant packages that match lease cash flows and residual profiles.
ECA-Backed & OEM-Linked Options
Where eligible, export credit support can extend tenor and reduce margin, especially for new-tech aircraft. We map eligibility, coordinate documentation, and align delivery schedules with drawdowns.
Example Refinancing Structures
| Structure | Typical Tenor | Advance / LTV | Use Case |
|---|---|---|---|
| Sale-Leaseback (Operating) | 6–10 years | Up to ~100% of MV (cash proceeds net of rents) | Equity release, off-balance sheet profile |
| Secured Term Loan (Mortgage) | 6–12 years | 65%–80% LTV | Balloon take-out, rate reduction, tenor extension |
| Portfolio ABS / EETC-style | 7–12 years (senior) | Senior 55%–70% WA LTV; mezz behind | WACC drop across mixed-age portfolios |
| ECA-Backed Loan | 10–12 years | Up to ~85% of eligible cost | New-delivery frames; margin relief |
What We Handle
Engagement & Pricing (USD)
| Service Tier | Fee (USD) | Notes |
|---|---|---|
| Fleet Refinance Mandate (Structuring & Placement) | From $25,000 | Term sheet process, lender selection, documentation support |
| Portfolio ABS Advisory (SPV & Tranching) | From $50,000 | Structure, models, rating dialogue support, investor outreach |
| Success Fee | 1.0% – 2.0% | On funded debt or lease proceeds at closing |
Request a Quote for Fleet Refinancing
Reset your fleet’s cost of capital with sale-leasebacks, secured loans, portfolio debt, or ECA support. Minimum engagement $25,000.
Request a QuoteFinancely is an advisory and placement firm. We are not a lender or lessor. All transactions are subject to underwriting, credit approval, jurisdictional compliance, and executed documentation. Fees are in USD. Minimum engagement $25,000; success fees payable on funding.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
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