Aviation Financing Services | Aircraft Leasing & Structured Debt Solutions
Aviation Financing Services for Airlines, Lessors, and Operators
The aviation sector requires significant capital for aircraft acquisitions, fleet modernization, and refinancing. Financely provides structured aviation financing solutions including secured aircraft loans, operating and finance leases, export credit agency (ECA) backed facilities, and Japanese Operating Lease with Call Option (JOLCO) structures. We connect airlines, leasing companies, and investors to efficient sources of capital across multiple jurisdictions.
Secured Aircraft Loans
Aircraft-secured term loans provide airlines and lessors with medium-to-long-term financing. Facilities are typically structured at 65%–80% loan-to-value (LTV), amortized over 6–12 years, with repayment schedules matched to projected cash flows. Financely arranges secured loans backed by aircraft mortgages, ensuring predictable repayment profiles.
Aircraft Leasing Solutions
Leasing remains a preferred model for airlines seeking fleet flexibility. We structure operating leases for off-balance sheet treatment and finance leases for long-term asset control. Our network of lessors and institutional investors allows sponsors to secure competitive lease rates across new and mid-life aircraft types.
JOLCO Financing
The Japanese Operating Lease with Call Option (JOLCO) structure combines tax-advantaged equity from Japanese investors with global debt financing. It is particularly suited for airlines and lessors acquiring new aircraft. Financely coordinates cross-border lenders, equity providers, and documentation to deliver efficient JOLCO executions.
ECA-Backed Aviation Funding
Export Credit Agencies (ECAs) support the purchase of new aircraft from manufacturers such as Airbus and Boeing. Financely arranges ECA-backed financing that reduces borrowing costs and extends repayment tenors, often at 10–12 years, while enhancing lender security through sovereign or agency guarantees.
Example Facility Structures
| Instrument | Typical Tenor | LTV / Advance Rate |
|---|---|---|
| Secured Aircraft Loan | 6–12 years | 65% – 80% LTV |
| Operating Lease | 6–10 years | Depends on residual values |
| JOLCO Structure | 8–12 years | Up to 85% debt + tax-advantaged equity |
| ECA-Backed Loan | 10–12 years | Up to 85% of aircraft cost |
Request a Quote for Aviation Financing
Financely structures secured loans, leases, and JOLCO/ECA-backed facilities tailored to your fleet needs. Minimum engagement €25,000.
Request a QuoteFinancely is an advisory and placement firm. We are not a lender or aircraft lessor. All financings are subject to underwriting, credit approval, and executed documentation. Minimum advisory engagement €25,000. Final terms depend on credit quality, jurisdiction, and aircraft type.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
