RaiseReady™ Financial Modelling Services

1. Why Models Win—or Kill—Deals

Lenders and investors commit capital when the numbers prove repayment under stress. A spreadsheet that crashes, hard‑codes assumptions, or hides circular links torpedoes credibility. RaiseReady™ builds audit‑grade models with transparent logic, colour‑coded inputs, and dynamic dashboards so stakeholders focus on risk—not hunting errors.

2. Trade‑Finance Modelling

Working‑capital facilities move with shipment calendars, inventory dwell, and price swings. Our borrowing‑base and cash‑gap models analyse historic shipment logs, payment terms, and collateral controls to project daily liquidity needs and covenant headroom.

• Borrowing‑base engine with dynamic advance rates by commodity, warehouse, and counterparty.
• Cash‑conversion cycle tracker comparing supplier outflows vs buyer inflows.
• Scenario toggles for price shocks, transit delays, FX swings, and margin calls.
• Automated covenant dashboard: NWC coverage, inventory turn, DSCR, and concentration limits.

3. Project‑Finance Modelling

Non‑recourse projects demand long‑term, month‑by‑month cash‑flows that withstand resource, price, and cost stress. Our models align fully with lender audit manuals.

• Sculpted debt amortisation driven by target DSCR or LLCR.
• Construction draw and sources‑and‑uses linked to EPC schedule.
• Multi‑currency waterfalls with automatic reserve funding.
• Resource P50/P90 toggles; price, capex, and delay sensitivities.
• Base‑case, downside, and lender‑case dashboards feeding print‑ready financial statements.

4. Head‑to‑Head Deliverables

Feature	Trade Finance Model	Project Finance Model
Time Granularity	Weekly / Monthly	Monthly / Semi‑annual
Key Outputs	Borrowing‑base, liquidity gap, covenant headroom	DSCR, LLCR, ADSCR, IRR, payback
Draw Mechanics	Revolving line & LC utilisation	Milestone‑based senior & mezz draws
Collateral Capture	Inventory, receivables, cash margins	All‑asset pledge & reserve accounts
Sensitivity Suite	Price ±20 %, days sales ±15, FX ±10 %	P90 output, capex +15 %, delay +6 mo.
Audit Package	Assumption book + VBA error check log	Assumption book + circularity & variance tests

5. Tooling & Quality Control

• Built in Excel or Google Sheets with structured names and separation of inputs, calcs, and outputs.
• VBA macros limited to print routines—no black‑box dependencies.
• In‑cell error trapping, conditional formatting for covenant breaches, and real‑time sensitivity toggles.
• Peer review plus independent model audit by a Big‑Four or boutique firm on request.

6. Engagement Workflow

Week 1 | Scope & Data Pull

Kick‑off call, template checklist, historic data upload, and modelling timeline locked.

Week 2 | Skeleton Build

Spine of inputs, flags, and timeline coded; key calculations stubbed; structure walkthrough with client.

Week 3‑4 | Full Build & Review

Populate formulas, link statements, insert sensitivities. First draft issued for client review.

Week 5 | Stress Testing & Dashboard

Run covenant cases, polish outputs, add charts and lender dashboards.

Week 6 | Final Delivery & Audit Support

Clean version released, assumption book delivered, auditor Q&A hand‑held until sign‑off.

7. Pricing

• Trade‑Finance Model (≤ 2 products)  : USD 12 k
• Trade‑Finance Model (3–5 products)  : USD 18 k
• Project‑Finance Model (< 100 MW or < USD 150 m capex)  : USD 25 k
• Project‑Finance Model (large‑scale)  : USD 35 k – 50 k
• Big‑Four or boutique audit: billed at cost via client, coordinated by RaiseReady™

8. Avoid These Model‑Killing Mistakes

• Hard‑coding FX rates or price curves—always reference an input table.
• Mixing units—MT vs lbs vs bbl in the same row wrecks borrowing‑base maths.
• Circular references hidden by manual calculation—auditors will flag and freeze funding.
• Missing a clear changelog—lenders despise “mystery edits.”

9. Why Sponsors Choose RaiseReady™

• Ex‑bank modellers who know exactly how credit teams stress‑test numbers.
• Track record across 30+ jurisdictions and every major commodity & infra asset class.
• Templates aligned with APLMA/LMA term‑sheet covenants—ready for paste‑in.
• Delivery discipline: weekly milestone reports and version‑controlled files.

RaiseReady™ is a Financely Group service. Model outputs depend on the accuracy of client‑supplied data. We are not a deposit‑taking institution and do not provide investment advice. Engagements require executed terms, KYC, and retainer. Misrepresentation terminates the mandate and may trigger AML/CTF reporting.