We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Financial Model Audit
Your model is either financeable, or it is not. Lenders and investors do not "kind of" accept a model. They either trust it, or they walk.
We run a structured, independent review of your financial model and produce a clean, lender-ready audit pack: issues log, fixes, sensitivity set, and a clear assumptions memo that explains the story the numbers are telling. This is not capital raising. It is the work that makes capital raising possible.
Our execution workflow is defined and controlled. See How It Works.
This service is built for teams that already have a model and need it to survive real scrutiny.
If your plan is "we will explain it on a call," you are not ready. If your plan is "here is the model, here is the logic, here are the outputs," you are.
Baseline expectation: a third party should be able to open the file, trace key drivers, and reconcile outputs without asking for hidden context.
You receive a complete review package that a lender, investor, or credit committee can actually work with.
If your submission is going to institutional counterparties, this optional layer often compresses the Q&A cycle because it reduces interpretive ambiguity.
We do not skim. We test the model the way a hostile credit committee would.
The table below is an indicative summary of how an engagement is typically documented. Definitive terms are set in the engagement letter.
| Term | Indicative Provision |
|---|---|
| Scope | Independent QA and model review to produce an audit pack. Not capital raising and not a funding commitment. |
| Deliverables | Executive memo, structured issues log, corrected model or redline guidance, assumptions book, and decision-grade outputs pack. |
| Timeline | Typical 7 to 15 business days depending on complexity and starting quality. Complex project finance models can run longer. |
| Client Responsibilities | Provide model file, supporting documents, and timely responses to questions. Output quality depends on input completeness. |
| Reliance | No reliance language unless explicitly contracted. Formal reliance letters are available only via insured specialist partner where required. |
| Boundaries | No legal advice, no statutory audit, no promise of financing outcomes. Any regulated activity, if required, is handled by licensed parties under their approvals. |
If your model is chaotic, we will tell you immediately. No pretending.
We price based on size, complexity, and how clean the starting file is. Fixed fee, defined deliverables, no open-ended advisory.
| Tier | Fee And Best Fit |
|---|---|
| Tier 1: Model QA Sprint | USD 9,500
Best for: smaller acquisition models, Commercial Real Estate models, or early-stage project models that need professional cleanup. Includes: issues log, corrected model or redline guidance, core output pack, base plus downside sensitivities. |
| Tier 2: Full Financial Model Audit | USD 25,000 to USD 50,000
Best for: lender-facing submissions, institutional investors, larger debt stacks, multiple tranches, or project finance. Includes: full testing, structured issues log, full fix cycle, assumptions book, and robust output suite. |
| Tier 3: Audit Pack With Formal Reliance Letter (Via Insured Specialist Partner) | From USD 45,000+
Best for: financings where third parties require reliance language and a defined liability framework. Includes: full audit plus formal reliance documentation through the appropriate counterparty. |
Positioning: If you want the cheapest option, this is not it. If you want the model to hold up under pressure, this is designed for that.
If inputs are incomplete, we can still review structure and mechanics, but scope becomes model integrity rather than bankability.
No. We deliver a model that can withstand scrutiny. Financing depends on credit, structure, collateral, and market appetite.
No. This is an independent financial model review and QA process designed for decisioning, not statutory financial reporting.
We can if needed, but most clients do not need a full rebuild. We start with the fastest path to a lender-grade file. If the model is beyond repair, we recommend a rebuild and quote separately.
Primarily Excel-based testing, structural checks, scenario stress, reconciliation checks, and audit-style documentation. The value is the discipline and process.
Yes, but Excel is the standard. We can convert or provide a review approach depending on the platform.
If inputs are complete and the model is not a disaster, a QA sprint can be delivered in under two weeks. If the file is chaotic, you will lose time either way. We reduce that loss.
If you are about to send your model to lenders or investors, do not guess. Get it checked properly. Submit the request with model type, approximate complexity, target use, and deadline. We will revert with a fixed fee, delivery timeline, and a short scope statement defining exactly what you will receive.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not promise approvals, ratings, or funding outcomes. Any engagement is subject to diligence, document review, and agreed scope.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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