We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Financely is building an agentic AI workflow to support underwriting, scoring, and distribution across trade finance, project finance, business acquisition finance, and Commercial Real Estate transactions, with a clear focus on gap financing. This is an execution announcement, not a change in our core commercial standards. We still underwrite real files, work through real constraints, and move transactions through a controlled process.
The change is about speed, consistency, and process discipline. A large share of delay in finance workflows comes from repetitive handling, fragmented inputs, document rework, and avoidable back-and-forth before a file is even ready for a serious funding review. We are building a system that cuts that waste.
Agentic AI, in simple terms, is AI that can follow a structured workflow, complete multi-step tasks, apply rules, and move a process forward under supervision. In our operating context, this covers agentic AI trade finance workflows, agentic AI private credit workflows, and execution support for agentic AI M&A deal preparation, while keeping human judgment in control of underwriting and distribution decisions.
This article is an announcement for clients, counterparties, and readers following our work. We will share more detail on rollout stages, client-facing changes, and timing once the workflow is in production and tested under live operating conditions.
Gap financing transactions often move under time pressure. The sponsor may have a purchase agreement, a lender quote, a vendor timeline, or a closing window that does not leave much room for slow intake cycles. In those situations, a weak process can kill a workable deal long before pricing becomes the issue.
In practice, the early stages of deal review can get clogged by small failures: incomplete files, missing fields, inconsistent numbers across documents, unclear use of proceeds, unclear security package, or a distribution package that is not tailored to the funding channel. None of this is glamorous. All of it affects outcomes.
Time is lost when transaction controls, counterparties, shipment terms, and repayment flows are not documented in a lender-ready sequence. Our agentic AI trade finance workflow is being built to standardize intake and packaging before human underwriting review.
Project files usually include many moving parts, permits, contracts, milestones, and assumptions. A structured workflow can map missing items quickly and route the file into the correct review path.
Acquisition files require clean presentation of source and use, seller terms, cash flow support, and any gap layer. Our agentic AI M&A process direction is focused on reducing rework before a file reaches lenders or investors.
Commercial Real Estate transactions with limited sponsor equity need clear stack logic and timing control. Faster normalization and scoring can help route the file to the right debt or equity counterparties sooner.
There is a lot of noise around AI. For us, agentic AI is not a chatbot on top of a messy workflow. It is a process layer that can perform task sequences with rules, checkpoints, and supervised handoffs. It can read structured and semi-structured inputs, classify files, flag missing items, apply scoring logic, prepare summaries, and keep a case moving through defined stages.
This matters not only for sponsors and borrowers, but also for lenders and investors who expect disciplined files. A modern agentic AI private debt advisor model should help a team prepare and route transactions faster without pretending that credit judgment can be automated away. That is the line we are keeping.
The key point is supervision. We are building this as a controlled workflow, not a blind auto-approval engine. It will support execution, not replace underwriting accountability.
| Workflow Stage | What The Agentic Layer Can Do | What Human Team Members Still Do |
|---|---|---|
| Intake And File Setup | Normalize inputs, label documents, map key fields, identify missing data points, and assemble a working file. | Confirm transaction fit, reject non-qualifying files, and set the correct review path. |
| Preliminary Underwriting Support | Run checklist logic, highlight inconsistencies, and prepare a first-pass summary of the transaction structure. | Assess actual risk, challenge assumptions, and decide whether the file should proceed. |
| Scoring And Prioritization | Apply a structured scoring framework to sort files by completeness, urgency, and financeability signals. | Override scores where commercial context or counterparty quality changes the decision. |
| Distribution Preparation | Prepare channel-specific summaries, package attachments, and track routing status across counterparties. | Select counterparties, manage discussions, negotiate terms, and handle exceptions. |
| Execution Follow-Through | Track open items, deadlines, and document requests through a controlled task sequence. | Drive transaction strategy, close documentation issues, and manage final decision points. |
We expect the biggest gains in the parts of the process that are repetitive but still necessary. That includes file preparation, standard checks, scorecard prep, package formatting, and routing administration. These tasks matter, but they should not consume the same amount of senior time they consume today.
In gap financing work, this matters even more. The file often needs to move through several layers quickly, such as senior debt, structured debt, preferred equity, or a targeted investor group. If the base file is disorganized, every downstream conversation gets slower. A clean process at the start shortens the path to serious terms or a fast decline.
This is where agentic AI private credit and agentic AI private debt advisor workflows become practical rather than theoretical. The benefit is not a flashy interface. The benefit is faster triage, cleaner files, and better use of experienced human judgment.
Qualified files can move forward faster. Weak files can be filtered earlier. This reduces wasted time on both sides.
Counterparties receive clearer summaries and cleaner documents, which improves decision speed and reduces avoidable follow-up questions.
Senior judgment is reserved for structuring, counterparty strategy, risk calls, and negotiation, not repetitive prep work.
The system can track what is missing and what has been requested, which helps reduce circular communication during active deals.
This update does not mean automatic approvals, automatic commitments, or a shortcut around underwriting standards. Financing outcomes still depend on the facts of the transaction, documentation quality, counterparties, collateral, cash flow, and third-party approvals.
Human intervention remains central. Our team will still review files, challenge assumptions, refine the structure, and decide how a transaction should be positioned. AI can support process execution. It does not replace experienced credit judgment.
Important: This workflow is being built to reduce execution time and improve consistency. It is not a promise of funding, a lending commitment, or a guarantee of lender or investor acceptance.
The direction is consistent with how Financely already operates as a transaction-led capital advisory desk. We care about disciplined intake, structured review, and clear distribution. The difference is that we are now building a system that can carry more of the operational load, with supervision, so qualified transactions move through the pipeline faster.
If you are new to our process, you can review our general workflow on the How It Works page, and you can review service categories on What We Do. For transactions that are ready for review, the primary intake route remains Submit Your Deal.
We will share more information soon, including the scope of the first rollout, what parts of the workflow are client-facing, what remains internal, and how this affects timing expectations for active deal types. We prefer to release practical information after testing, not marketing claims before operating proof.
The headline is simple: we are going full agentic to cut process time in underwriting, scoring, and distribution, while keeping human control where it matters most across trade finance, private credit, M&A, and structured private debt advisory work.
Submit a complete file and we will review it through our transaction process. As our agentic workflow rolls out, the aim is faster triage, cleaner packaging, and shorter execution cycles.
In our context, agentic AI trade finance means a supervised workflow that helps process deal inputs, organize documents, run structured checks, and prepare lender-facing materials faster. It does not replace underwriting judgment or lender decisions.
Agentic AI private credit and agentic AI private debt advisor workflows can reduce manual prep work, improve consistency in scoring and packaging, and help route qualified files faster to the right counterparties. The credit decision still remains human-led.
No. Agentic AI M&A support helps with process steps such as intake normalization, file organization, and package preparation. It does not guarantee financing, valuation agreement, or transaction closing.
No. It can reduce internal and workflow-related delays. It does not control lender appetite, legal documentation speed, third-party diligence, or counterparty responsiveness.
The announced focus is underwriting, scoring, and distribution workflows across trade finance, project finance, business acquisition finance, and Commercial Real Estate transactions, especially where gap financing timing matters.
You can submit a deal now through the existing Financely process. This is a workflow improvement announcement, not a pause in normal transaction intake.
This article is for informational purposes only and does not constitute legal advice, an offer to lend, or a financing commitment. Any transaction outcome depends on underwriting, documentation, counterparty requirements, and third-party approvals.
Financely provides transaction-led capital advisory and deal preparation support. Execution outcomes remain subject to market conditions, credit decisions, and deal-specific facts.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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