This article sets out the three pitches that waste time and raise legal risk in commodity and corporate finance: so-called private placement programs, “bullet trades,” and leased SBLC monetization claims. We explain what these promoters say, why the claims fail real credit desks, and the lawful paths that actually fund. No em dashes are used in this document.
No named counterparties, no audited track record, no regulated venue, requests for bank messages up front.
No market reference, no settlement path, circular mechanics that collapse under basic diligence.
A lease grants use, not ownership. Credible banks do not treat it as cash collateral for non-recourse payouts.
| Myth | Banking practice | Status |
|---|---|---|
| “Leased SBLC monetized at 80% non-recourse.” | Owned, perfected collateral and enforceable recourse or tested mitigants are required. | Rejected |
| “PPP compounding weekly via secret trader screens.” | No regulated market offers guaranteed compounding with no risk disclosure. | Rejected |
| “Bullet trades double funds in a day.” | No transparent venue, no price discovery, no audited track record equals no credit. | Rejected |
We do not issue bank messages or proceed without a signed mandate, KYC and AML completed, and escrowed costs. No exceptions.
| Objective | Bankable path | Core requirements |
|---|---|---|
| Working capital against sales | Receivables purchase or ABL | Aging quality, concentration limits, borrowing-base reporting |
| Import funding | Import LCs and usance discounting | Applicant credit, margin or collateral, clean documents |
| Export against offtake | Pre-export finance or confirmed export LCs | Performance history, escrowed proceeds, hedging where relevant |
| Inventory monetization | Warehouse receipt finance | Independent collateral manager, inspection rights, liquidation path |
Share emails, names, and documents. We archive and, where appropriate, escalate to counsel or platform operators. We do not publish private details. The intent is to reduce market risk.
Send your flow, contracts, and equity position. We will respond with a clear path and pricing ranges.
Upload the term email, attachments, and signatory details. We will flag red signals and suggest lawful options.
Contact UsThis article is general guidance, not legal advice. Financely provides investment banking advisory on a best efforts basis through regulated partners where required. All engagements require activation and retainer fees, KYC and AML checks, and full underwriting. We do not participate in PPP, “bullet trades,” leased-instrument monetization, or any structure that fails banking practice or applicable law.
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promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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