Equity-Bridge Loans for Trade & Projects

Equity-Bridge Loans for Trade & Projects | Offtake-Backed, EPC-Linked, Pre-FID

Equity-Bridge Loans for Trade & Projects

Need cash before equity wires, subsidies, or offtake prepayments land. We arrange equity-bridge loans that fit real flows. For trade this means cargo, contracts, receivables, and storage in view. For projects this means EPC milestones, grid or interconnect timelines, and credible paths to financial close. Clean structures that pass credit, with security that actually works.
Who we serve
  • * Producers, traders, and processors with real shipments
  • * Project developers and sponsors moving to NTP or FID
  • * SPVs with signed EPC or offtake and a short runway
When it fits
  • * Equity call agreed, wires not ready yet
  • * Of f take prepayment signed, CPs pending
  • * EPC advance due to lock pricing or delivery slots
  • * VAT or grant reimbursement approved, awaiting release
What we arrange
  • * Equity-bridge for trade tied to cargo and receivables
  • * Equity-bridge for projects tied to EPC and offtake
  • * VAT or grant bridge with assignment of proceeds

Trade equity-bridge vs project equity-bridge

Feature Trade equity-bridge Project equity-bridge
Purpose Cover working capital before equity or prepay cash-in Fund milestones before financial close or subsidy release
Sources of takeout Equity call, trade receivables, offtake prepayment Equity call, construction debt, grant or VAT refund
Security focus Title over goods, receivables, account control, warehouse receipts Share pledge, assignment of EPC and offtake, project accounts, permits
Tenor 3 to 12 months, revolving draws 6 to 24 months, staged against CPs and milestones

Security package that clears credit

For trade
  • * Title over goods and assignment of receivables
  • * Warehouse or tank receipts with control terms
  • * Collection accounts and sweeps linked to invoices
For projects
  • * Share pledge and project account charges
  • * Assignment of EPC, O&M, permits, and insurances
  • * Assignment of offtake or CfD cash flows where allowed
Extra comfort where thin
  • * Parent support or LC for part of the bridge
  • * Political risk or performance cover where available
  • * Staged draws against third party verifications

Typical terms in market

Sizing and tenor

30 to 70 percent of identified takeout sources. Tenor set to the slowest source, with buffers for consents and audits. Extensions priced in advance.

Pricing and fees

Floating base such as SOFR, SONIA, or EURIBOR plus a spread that reflects collateral, route, and counterparties. Upfront fee and exit fee sized to risk. No surprises in the fine print.

Key covenants
  • * Use of proceeds limited to eligible costs
  • * Minimum liquidity and equity in first loss
  • * Reporting on cargo, milestones, and hedging where relevant

Operator checklists that move approvals

Trade file
  • * Contracts, Incoterms, logistics plan, insurance
  • * Buyer credit and sanctions checks
  • * Hedge policy and margin control where price is open
Project file
  • * EPC contract with schedule and LDs
  • * Permits, land, grid or interconnect, and insurances
  • * Offtake or tariff and subsidy or grant status
Takeout proofs
  • * Equity commitment letters and draw plans
  • * Prepayment or receivable schedules with named buyers
  • * Grant or VAT letters with timing and conditions

Use-case playbooks

Offtake-backed bridge

Signed offtake with price formula, prepay in progress. Bridge sized to a portion of the expected advance. Security over receivables and export proceeds. Clear sweep to take out the bridge first.

EPC milestone bridge

EPC wants a deposit to lock slots. Bridge releases against inspection, delivery, or energization tests. Takeout from equity or construction debt at close.

VAT or grant bridge

Approval in hand, cash release delayed. Assignment of proceeds plus comfort from the issuing body. Tenor sized to realistic processing times with buffer.

Process to term sheet and first draw

1
Scope and structure

Map takeout sources, collateral, and timelines. Pick trade or project bridge, set draw pattern, and identify controls.

2
Credit pack and market check

Send an operator grade file to target lenders. Compare advance rates, covenants, reserves, and timing to close.

3
Documentation and CPs

Facility, security, assignments, account control, insurance, and verification steps signed off. Conditions precedent ticked off clearly.

4
Funding and monitoring

First draw, milestone checks, and sweeps. Reports on cargo or EPC progress. Track takeout timing without surprises.

Ready to structure an equity-bridge that actually closes

Share the cargo plan or project schedule, the takeout sources, and your timing. We will respond with structure options, advance rates, and a checklist to get you to first draw.

Request Equity-Bridge Terms

We act as an arranger on a best efforts basis. Eligibility depends on KYC and AML, sanctions screening, technical and legal diligence, and approval by capital partners. Nothing here is a commitment to lend.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.