We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Startup Finance Advisory
Most founders search for easy approval startup business loans when they need capital fast. The problem is simple: lenders still need a repayment path. The fastest approvals usually come from loan types with simpler credit checks, stronger collateral support, or higher pricing.
Financely helps founders choose the right loan type, build a lender-ready file, and move from application to signed terms with fewer dead ends.
We focus on practical execution, clear eligibility logic, and applications that can actually close.
| Loan Option | Best For | Typical Approval Friction |
|---|---|---|
| SBA Microloan | Early-stage businesses needing smaller loan sizes and local intermediary support. | Moderate. Program-based underwriting with documentation requirements. |
| CDFI Startup Loan | Founders in underserved markets who need flexible underwriting. | Moderate. Mission lenders can be more flexible than large banks. |
| SBA 7(a) Startup Loan | Startups with stronger guarantor profile, credible projections, and cleaner credit. | Medium to high. Strong file quality is required. |
| Business Credit Card | Very early operating expenses and short-cycle working capital. | Low to moderate. Often tied to personal credit and personal guarantee. |
| Equipment Financing | Startups buying machinery, vehicles, tools, or production equipment. | Moderate. Asset-backed structure can improve approval odds. |
| Invoice Factoring | Startups with issued invoices and creditworthy customers. | Lower friction when invoice quality is strong. |
| Revenue-Based Financing | Startups already generating sales and needing quick working capital. | Low to moderate. Cost is often higher than bank debt. |
| Collateral-Backed Term Loan | Founders with cash, securities, inventory, receivables, or hard collateral. | Moderate. Strong collateral can shorten approval timeline. |
We map your file to lenders that match your stage, loan size, industry, and collateral profile.
We organize financials, bank statements, ownership docs, use of proceeds, and repayment logic so underwriters can move faster.
We correct weak assumptions early, including unrealistic revenue forecasts and unsupported repayment claims.
We keep lender Q&A tight and consistent, then support term negotiation and closing workflow.
| Step | What Happens |
|---|---|
| 1) Intake | You submit your startup profile, funding target, timeline, and available documents. |
| 2) Suitability Check | We identify which loan options are realistic now and which should wait. |
| 3) Underwriting Preparation | We build a lender-ready file with clear use of proceeds and repayment narrative. |
| 4) Targeted Outreach | We approach relevant lenders and funding channels that fit your risk profile. |
| 5) Term Review | We compare offers, flag costly clauses, and support negotiation. |
| 6) Closing Support | We coordinate documentation flow to move approved terms to funded closing. |
Formation documents, ownership table, IDs of beneficial owners, and operating agreement.
Bank statements, management accounts, tax filings where available, and sales records.
Exact amount requested, use of proceeds, and repayment plan with conservative assumptions.
Contracts, purchase orders, invoices, collateral schedules, and customer concentration details.
Learn more about our mandate process on How It Works and service scope on What We Do. If your file is live, submit through Submit Your Deal.
No. Legitimate lenders still run underwriting, even on faster products.
Yes, in selected cases, usually with stronger guarantor support, collateral, or small-ticket structures.
Business credit cards, factoring, and some revenue-based products can move faster than bank term loans.
No. Financely is a transaction-led advisory and arrangement desk. We structure and place files with relevant counterparties.
Open your file and get a lender-fit path for fast, realistic startup loan execution.
Start Your ApplicationFinancely operates as a transaction-led capital advisory desk for commercial mandates with documented process, underwriting discipline, and closing support.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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here to download our brochure. Email
supportdesk@financely-group.com for general enquiries.
