We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
US Commercial Real Estate Debt Solutions
If your loan is near maturity, cash flow is under pressure, or your lender is tightening terms, you need execution, not theory. Financely structures and places distressed commercial mortgage solutions for active transactions across the United States, with a process built for speed, lender fit, and documentation discipline.
We run a transaction-led process from underwriting memo to term sheet negotiation and closing coordination. No vague advisory loops. No generic templates.
Review how our process works and our scope on what we do.
Sponsors facing near-term maturity with refinance friction, valuation reset pressure, or tighter lender proceeds.
Borrowers managing DSCR, occupancy, or reserve covenant issues that threaten cash sweep, technical default, or amendment cost escalation.
Projects that need rescue mezzanine, preferred equity, or bridge capital to complete recapitalization and avoid forced value destruction.
Owners and buyers working through discounted payoff opportunities, note purchase pathways, or structured deed-in-lieu alternatives.
Distressed debt situations are rarely solved with one product. We build the right mix based on cash flow, collateral, timeline, and legal constraints.
| Solution Track | When It Fits | Commercial Objective |
|---|---|---|
| Bridge Refinance | Maturity wall with limited extension flexibility from incumbent lender. | Stabilize timeline, clear payoff, protect control of the asset. |
| Rescue Mezzanine | Senior lender proceeds are not enough to close recapitalization. | Fill stack shortfall while preserving path to long-term refinance. |
| Preferred Equity | Need gap capital with governance and return waterfall controls. | Avoid distressed sale and preserve sponsor upside after cure. |
| Discounted Payoff Structuring | Lender is open to negotiated resolution below full exposure. | Resolve debt burden and reset basis for future refinancing. |
| Note Purchase Advisory | Opportunity to acquire debt position and control workout path. | Create strategic control at debt level and improve recovery options. |
| Extension + Paydown Strategy | Loan can be extended with partial principal cure and conditions. | Buy time, protect valuation, and execute a cleaner refinance later. |
Important: distressed does not mean unfinanceable. It means the deal needs a tighter structure, stronger reporting package, and realistic closing sequence.
Teams wait too long and enter market with an expired clock, which weakens negotiating leverage.
Missing rent rolls, trailing operating statements, litigation disclosures, and capex schedules delay credit decisions.
Trying to solve a multi-layer problem with a single debt ask causes repeated declines.
No documented cure or stabilization plan means no confidence in repayment timeline.
| Phase | What We Do | What You Receive |
|---|---|---|
| 1. Intake | Review debt profile, maturity schedule, collateral facts, and legal status. | Initial bankability view and execution path selection. |
| 2. Underwriting Pack | Build lender-ready case with cash flow analysis and downside framing. | Structured financing memorandum and document checklist. |
| 3. Capital Stack Design | Map senior, mezzanine, preferred equity, or resolution alternatives. | Clear sources and uses plan with closing sequence. |
| 4. Distribution | Target relevant lenders and capital providers based on mandate fit. | Term sheet dialogue and feedback loop management. |
| 5. Close Coordination | Track legal, diligence, and condition precedent progress. | Execution support through funding or written decline outcome. |
Execution standard: Financely does not guarantee financing outcomes. Engagement is provided on a best-efforts basis and is subject to underwriting, compliance, legal review, and final lender approval.
Sponsors come to us when the situation is time-sensitive and the margin for error is thin. We combine structured underwriting, direct lender positioning, and disciplined process control so your file is handled as a live execution mandate. If you are actively negotiating a maturity extension or refinance bridge, timing matters. Start before the deadline compresses your options.
Open your transaction file and receive a structured closing pathway with targeted lender distribution.
Start Your Closing ProcessYes. Early intervention usually improves outcomes because lenders still see optionality and cooperation.
No. We support qualified sponsors with financeable assets and clear transaction pathways.
Yes. Many distressed files need both. We structure the stack based on risk and closeability.
Timing depends on file quality, legal complexity, and lender response speed. Complete files move faster.
No. We coordinate with your counsel and counterparties, but legal advice must come from licensed attorneys.
Mandates are structured as paid execution engagements with terms and scope documented before launch.
Disclaimer: This page is for informational purposes only and does not constitute legal, tax, accounting, investment, or securities advice. Financely is a transaction-led capital advisory platform and not a deposit-taking institution. Financing outcomes depend on underwriting quality, collateral profile, compliance checks, legal documentation, market conditions, and third-party approvals. Any securities-related placement activity is handled only within applicable legal and regulatory frameworks.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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