We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Commercial Debt Platform
Financely Term Sheet Desk turns a messy financing request into a lender ready file, routes it to matched lenders, and runs a tracked decisioning process. The objective is simple. Written term sheets or a written no that explains why.
Flat fee: USD 49,500 per mandate, paid in milestones. Minimum requested facility: USD 2,500,000. This is commercial only. No personal loans. No consumer credit.
Start with How It Works and submit via Request A Quote.
Silence is usually not a mystery. Your request landed in a queue, looked incomplete, or did not fit the lender mandate. Most inbound submissions fail on the same points. Unclear structure, missing documents, weak controls, unrealistic size, or a story that cannot be underwritten. Financely is built to remove those failure points before the first submission goes out.
Reality: lenders do not coach borrowers. They triage. If the pack is not lender grade on day one, it is ignored or declined without detail.
We standardize your file into a lender pack that reads like an investment committee submission. Clear ask, clean numbers, collateral and controls, covenant targets, and a controlled data room that supports diligence.
We map your request to lender credit boxes. Ticket size, geography, sector, collateral type, leverage tolerance, and structure preferences. No spam. No random lists. Only lenders that actively quote on deals like yours.
The process is managed, not improvised. Every submission is tracked, every lender request is logged, and Q&A is routed through a single channel. That is how you avoid drift and keep momentum through decisioning.
You get either term sheets you can compare, or written declines with reason codes. That feedback loop is what fixes the next submission, tightens the structure, and saves months of guesswork.
| Step | What happens | Why it matters |
|---|---|---|
| Readiness Gate | Document checklist, KYC and KYB pack, and a fit screen against lender mandates. If the file is not financeable as presented, we revert with the constraints before outreach. | Stops wasted weeks and avoids burning lenders with incomplete submissions. |
| Packaging | We build the lender pack and controlled data room: credit memo, sources and uses, debt schedule, key metrics, collateral and controls summary, covenant targets. | Lenders price risk. Clean inputs produce faster decisions. |
| Wave 1 Outreach | Tight match submissions to the most relevant lenders, followed by structured follow ups and Q&A routing. | Higher response rate. Better term sheet quality. |
| Wave 2 Outreach | Expanded match only after Wave 1 outcomes are known and the pack is tuned. | Adds coverage without losing control of the narrative. |
| Decisioning | Term sheets are collected, normalized into a comparison matrix, and moved into diligence sequencing where applicable. Declines are documented with reason codes when available. | You get real choices and a clear path, not vague commentary. |
Decisioning Guarantee: If you do not receive at least one written term sheet or a written decline within 21 business days of outreach launch, we extend outreach and follow ups until written outcomes are obtained, or we credit the next mandate start milestone (USD 19,500) for the same client. This is a process guarantee, not a funding guarantee.
| Service level | Standard |
|---|---|
| Acceptance decision | Within 48 hours after required documents are received |
| Packaging delivery | Within 10 business days after complete documents are provided |
| Outreach launch | Within 48 hours after package sign off |
| Status reporting | Weekly updates covering submissions, questions, and decisions |
Financely Term Sheet Desk is a flat fee engagement designed for commercial borrowers who want a disciplined lender process. The minimum requested facility is USD 2,500,000. If your request is below that, the lender universe tightens and outcomes become less predictable.
| Item | Terms |
|---|---|
| Flat fee | USD 49,500 per mandate |
| Payment milestones | USD 19,500 to start USD 15,000 on lender ready package delivery USD 15,000 when lender outreach begins |
| Minimum requested facility | USD 2,500,000 |
We package the request around lender decision points: sources and uses, leverage, collateral, covenants, and closing conditions.
Controls matter. Lockbox, reporting cadence, collateral monitoring, and audit expectations are addressed in the pack.
We focus on sponsor profile, cash flow, business plan, DSCR, and lender protections.
For trade oriented files, start with trade finance fundamentals. For instruments, see our SBLC guide.
If you are a broker, request onboarding via Contact Us.
We move fast when the file is real and documented. Expect to provide a basic KYC and KYB pack, a clear use of proceeds, and enough information to underwrite the request. If you are early, we will scope the engagement around what can be supported in writing.
Term Sheet Desk is run by a credit packaging team that builds lender packs to institutional review standards. Every mandate is reviewed before outreach, with a second set of eyes on structure, numbers, collateral logic, and the submission narrative. Where regulated execution is required, delivery is coordinated through appropriately licensed partners under their approvals.
No. This is commercial only. We work with businesses, deal sponsors, and institutional counterparties seeking business purpose financing.
No. Lists are cheap and rarely actionable. Financely runs packaging plus matched lender outreach with tracked submissions and a term sheet decisioning workflow.
If the lender feedback is available, we document declines with reason codes and outline the constraint. Pricing, leverage, collateral, reporting capability, concentration, or structure. That makes the next submission smarter. It also prevents you from repeating the same mistake across lenders.
Yes, brokers can work with Financely for a standardized submission workflow and lender relationship protection. If you are a brokerage firm and want platform access, use Contact Us and request broker onboarding.
No. Outcomes depend on credit, documentation, collateral, compliance, and lender approvals. The Decisioning Guarantee is a process guarantee tied to obtaining written outcomes, not a promise of funding.
If you want a lender ready package and a disciplined outreach process, submit your file. We screen fit, build the lender pack, route to matched lenders, and manage decisioning to written outcomes.
Start with How It Works , then proceed via Request A Quote.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker dealer, and not a direct lender. Financely acts as arranger and advisor and coordinates execution through regulated partners where required. Any engagement and any introduction process is subject to diligence, KYC, AML, sanctions screening, lender criteria, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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