We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Renewable Energy Project Finance
Renewable energy projects do not fail because the technology is mysterious. They fail because risk is left in the wrong place. Credit enhancement and risk sharing are the tools that move risks to the parties that can actually carry them, price them, and control them.
If you want lenders to show up with real term sheets, you need more than a model. You need a contract stack and a controls narrative that makes loss paths small and observable. If you are raising capital, start here: Submit Your Deal.
Credit enhancement is any structural feature, third-party support, or risk transfer mechanism that improves a project’s credit profile for lenders and investors. In plain terms, it narrows the gap between what the project can support on a standalone basis and what capital providers require to get comfortable.
Simple test: if the downside case breaks DSCR, lenders either reduce leverage, widen pricing, or require support. Credit enhancement is how you avoid that trade-off.
Sponsors often frame the conversation as cost of funds. Lenders frame it as loss given default and ability to monitor and enforce. Risk sharing is the mechanism that aligns these perspectives. It moves completion risk to the EPC, operational risk to the O&M and OEM, revenue risk to the offtaker where possible, and political or payment risk to insurers or DFIs when the jurisdiction requires it.
No tool is universal. The right mix depends on project stage, jurisdiction, buyer or offtaker strength, and the lender universe. Below are the mechanisms that show up most often in bankable renewable energy financings.
The fastest way to de-risk construction is to make completion someone’s explicit obligation. This can be done through a fixed-price, date-certain EPC with liquidated damages, parent support, and a completion guarantee.
Guarantees bridge the credibility gap. They can be corporate, bank-based, or insurance-based. They are most useful where offtaker payment risk or early-stage uncertainty would otherwise cap leverage.
In many emerging markets, the project risk is not solar irradiation. It is enforcement and payment. Political risk insurance and non-payment covers can shift these risks to insurers and multilaterals and widen the lender universe.
The cleanest credit enhancement is a better revenue contract. You can often improve bankability by tightening termination economics, clarifying curtailment, and improving collection mechanics.
Project finance is a contract machine. Credit enhancement is frequently achieved by making the contract stack enforceable and consistent with the model. If the borrower is not a ring-fenced SPV with controlled accounts, the best enhancements in the world do not land cleanly. For the structural foundation, see: Why SPVs Are Used in Project Finance.
| Risk | Who Should Carry It | How It Is Shifted | What Lenders Want to See |
|---|---|---|---|
| Delay and cost overrun | EPC and sponsor | Fixed-price EPC, LDs, sponsor completion support | Clear tests, LD caps, security, credible schedule buffers |
| Underperformance | EPC, OEM, O&M | Performance guarantees, warranties, availability regimes | Measured KPIs, remedies, and enforceable claims path |
| Payment risk | Offtaker or insurers | Creditworthy PPA, collection controls, insurance where needed | Contract enforceability and cure rights |
| Political and transfer risk | Insurers and DFIs | PRI, non-payment cover, DFI participation | Coverage terms aligned to debt tenor and triggers |
| Operations variance | O&M and sponsor | O&M KPIs, reserves, reporting and controls | Visibility, lock-ups, reserve logic, clear monitoring |
Enhancements are not free. They are priced either explicitly, through fees and premiums, or implicitly, through tighter covenants and reduced flexibility. The right question is not whether enhancement exists, but whether its cost is lower than the pricing and leverage penalty you would otherwise pay.
Practical outcome: good risk sharing tends to increase leverage, reduce DSCR buffers, expand lender options, and shorten execution timelines because fewer issues remain “unowned.”
Most decks describe a project. Underwriting packs explain a credit. The difference is that a credit pack maps risk to mitigants and shows how the controls actually work. If you want a structured process, start with our project finance mandate scope: Project Finance.
Financely supports renewable energy project finance structuring and lender decisioning. We help sponsors package the contract stack, controls, and credit enhancement story to lender standards, then route the deal to matched capital providers. If licensing is required for execution, we coordinate execution through appropriately licensed partners under their approvals. To get started, submit your project here: Submit Your Deal.
It is any structural feature or third-party support that improves the project’s credit profile, reduces lender loss paths, and increases bankability, such as guarantees, insurance, reserves, or stronger contract terms.
Yes. A DSRA reduces short-term payment interruption risk and is often paired with covenants and lock-ups. It can support better leverage and faster credit approvals when structured correctly.
When the jurisdiction creates enforceability, convertibility, transfer, or sovereign non-payment risks that commercial lenders cannot carry without coverage. The need rises when revenues are local currency and debt is hard currency.
Leaving completion and performance risk “floating” between parties. If no one contractually owns delay, underperformance, and remedies, lenders treat it as sponsor risk and price or size the deal conservatively.
Not automatically. A guarantee can improve sizing, tenor, and lender appetite, but it also has a cost and may come with tighter conditions. The net benefit depends on pricing versus the leverage and timeline improvement it buys.
A clean project summary, the revenue contract, EPC terms, permits and grid status, and an integrated model that ties back to those documents. If those are not aligned, term sheets slow down.
If you want renewable energy financing to move, treat credit enhancement as a design problem, not a last-minute add-on. Submit your project and we will revert with a bankability checklist and a lender-ready decisioning path.
Credit enhancement is not cosmetic. It is the difference between a project that is financeable on paper and a project that survives diligence, credit committee, and documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
Click
here to download our brochure. Email
supportdesk@financely-group.com for general enquiries.
