We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Steel, cement, aggregates, lumber, glass, roofing, insulation, and MEP equipment all share one ugly reality: you pay early, you collect late. Even profitable contractors and distributors get stuck funding procurement out of pocket while they wait for delivery sign-offs, certification, and payment cycles.
Construction materials financing is a set of working-capital structures that fund procurement, inventory, and receivables under defined controls. When the structure fits your paperwork and your process, you stop rationing projects based on cash timing.
The cash gap is not “bad management.” It is structural. Suppliers require payment to release goods, while contractors often collect only after materials are delivered, logged, and certified. Public-sector work and large GC programs can add layers of approval. Retention pushes final cash out even further.
Most facilities fund one of three assets: the purchase, the stock, or the receivable. The “best” option depends on what you can document and control.
| Financing Focus | How It Works In Practice |
|---|---|
| Supplier Payment | Funding supplier invoices or staged procurement, typically linked to delivery evidence, approved suppliers, and a defined repayment source. |
| Inventory | Funding eligible stock in defined locations, subject to reporting and periodic verification. Common for distributors and stockholders. |
| Receivables | Advancing against billed receivables, subject to debtor quality, aging, dispute history, and concentration limits. |
Materials can be diverted. Receivables can be disputed. That is why underwriting is control-heavy. If your process does not create auditable evidence, your cost of capital goes up or the deal dies.
A term sheet process moves fast when your file is clean. It drags when basics are missing. Financely helps you package the file into a lender-ready memo and supporting documents, then routes it to matched counterparties.
With complete documents, the path is straightforward: eligibility screen, packaging, matched routing, term sheet feedback, then execution steps. Read the step-by-step workflow on How It Works.
Sometimes. The key question is whether receivables are assignable, collectible, and supported by a clear payment workflow with low dispute risk.
Sometimes, but repeat procurement is easier to underwrite. One-off deals need tighter controls and clear repayment sources.
No. Financely coordinates packaging, structuring, and introductions through vetted counterparties. Any facility remains subject to approvals and definitive documentation.
Share your materials categories, supplier list, customer billing profile, and sample documents. We will revert with a checklist and next steps.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party. Financely is not a bank, lender, insurer, surety, broker-dealer, or investment adviser. Any transaction support is provided through vetted counterparties and is subject to eligibility, KYC and AML review, sanctions screening, counterparty risk policy, and execution of definitive agreements.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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