Commercial Real Estate Refinancing Services
Many real estate sponsors face loan maturities, tighter bank covenants, and rising interest costs. Financely arranges structured refinancing solutions
for commercial real estate assets, combining senior debt, mezzanine loans, and preferred equity
to stabilize capital stacks and protect ownership. We focus on transactions between $25 million and $500 million, serving sponsors across the U.S., Europe, and emerging markets.
Outcome:
sponsors restructure debt maturities, access rescue capital, and avoid distressed disposals through tailored refinancing packages.
Senior Debt Refinancing
Commercial banks and private credit funds provide refinancing loans typically covering 50%–65% of asset value. Financely structures senior facilities with tailored amortization, interest-only periods, and flexible covenants to match asset cash flow profiles. Where banks have pulled back, we source private lenders ready to refinance income-producing assets.
Mezzanine Real Estate Finance
When senior lenders fall short of full refinancing needs, mezzanine capital
bridges the gap. Typical ticket sizes run from $10M to $150M, priced at 10%–15% yield, secured by pledges over equity or subordinated mortgages. Mezz capital extends leverage without immediate equity dilution.
Preferred Equity & Rescue Capital
Sponsors facing distressed maturities or covenant breaches may require preferred equity injections. Financely arranges rescue capital structures where investors contribute fresh equity in exchange for preferred returns and downside protections. This stabilizes capital stacks and preserves project continuity.
Example Refinancing Capital Stack
| Instrument |
Typical Share |
Notes |
| Senior Debt |
50% – 65% |
Commercial banks, private credit |
| Mezzanine Finance |
10% – 25% |
Subordinated loans, equity pledges |
| Preferred Equity |
10% – 20% |
Rescue capital, preferred return structures |
| Sponsor Equity |
5% – 15% |
Retained ownership, recapitalized |
Rising rates and loan maturities are reshaping commercial real estate. Sponsors who act early secure refinancing on stronger terms. Financely provides direct access to lenders, mezzanine funds, and equity providers who understand the realities of today’s CRE markets — allowing owners to refinance without forced sales.
Request a Quote for CRE Refinancing
Financely structures debt, mezzanine, and equity solutions to refinance $25M–$500M commercial real estate portfolios and projects. Minimum engagement fee: $25,000.
Request a Quote
Financely is an advisory and placement firm. We are not a lender. All refinancing solutions are subject to underwriting, due diligence, and executed documentation. Minimum advisory engagement $25,000. Final pricing depends on asset quality, jurisdiction, and sponsor profile.