Commercial Real Estate Funding Services
Financely arranges and structures commercial real estate funding for developers, investors, and asset managers across acquisition, development, and refinancing stages. Our advisory connects projects to private credit funds, banks, and institutional capital worldwide.
Our Funding Capabilities
Commercial real estate finance requires alignment between project feasibility, sponsor commitment, and lender risk appetite. Financely structures capital stacks that meet lender criteria and investor expectations, ensuring transactions are bankable from underwriting to close.
| Structure |
Purpose |
Typical Range |
| Senior Debt |
Acquisition, refinance, or stabilized income-producing assets |
Up to 65–70% LTV |
| Bridge Loans |
Short-term financing for acquisition, repositioning, or lease-up |
Up to 75% LTC |
| Mezzanine Debt |
Subordinated financing above senior debt, filling capital stack gaps |
Up to 85% LTC |
| Preferred Equity |
Equity top-up for sponsors to meet lender or JV requirements |
10–20% of total project cost |
| Construction Loans |
Ground-up and redevelopment financing with disbursement controls |
Up to 75% LTC |
What Lenders Look For
- Experienced sponsor with verifiable track record
- Minimum 20–30% sponsor equity contribution
- Stabilization or exit plan within 24–36 months
- Cash flow coverage (DSCR ≥ 1.25x) and conservative leverage
- Audited financials and feasibility analysis
- Permits, title, and appraisal completed prior to drawdown
Financely’s Role
Financely serves as a structuring and placement advisor. We prepare a bankable model, validate security packages, and approach our lender network across banks, private debt funds, and family offices. We manage underwriting, coordinate legal documentation, and facilitate closing.
Outcome:
a fully underwritten and funded commercial real estate transaction with enforceable terms, clean documentation, and clear equity alignment.
Request a Real Estate Funding Proposal
Financely arranges commercial real estate funding for acquisition, refinance, and development. Submit your project to receive indicative terms and lender feedback.
Request Term Sheet
Frequently Asked Questions
What types of projects qualify for funding?
We fund income-producing or development-stage commercial properties, including multifamily, mixed-use, hospitality, retail, and logistics assets. Projects must have defined cash flows, permits, and equity participation.
Do you provide 100% financing?
No. Credible lenders expect the sponsor to contribute capital. Financely can arrange combined debt and preferred equity structures covering up to 90–95% of project costs if the economics justify it.
How long does funding usually take?
For ready projects with full documentation, indicative terms can be issued within 7–10 business days. Closing timelines range between 30 and 75 days depending on the complexity and jurisdiction.
Do you lend directly?
No. Financely operates as a structuring and placement advisor through regulated partners. We do not issue or guarantee loans directly.
What documents are required?
We require the project summary, financial model, business plan, permits, appraisals, ownership structure, and sponsor financials. Additional technical reports may be requested during underwriting.
Financely acts as an arranger and advisor. All funding proposals are subject to underwriting, compliance, and lender approval. We do not provide direct loans or guarantees. Services are provided on a best-efforts basis through regulated partners.