Commercial Real Estate Finance Loans and Funding Options
Commercial Real Estate capital is earned with documentation, speed, and a structure that matches the
asset and the exit. Investors with a strong deal can still face delays if their request is packaged
like a generic loan application. Lenders want clarity on value, cash flow, legal security, and the
path from acquisition to stabilization.
Financely provides advisory and placement support for Commercial Real Estate finance through regulated
partners. We are not a bank and we do not lend from our own balance sheet. Our role is to shape a
lender-ready file, source multiple quotes, and coordinate a controlled underwriting process for
qualified buyers globally.
Unlock Commercial Real Estate Funding. Up to 80% LTV for your next deal, subject to asset quality,
sponsor strength, jurisdiction, and exit logic.
Independent broker support for investors worldwide. Typical ticket sizes range from $5M to $500M+ for
institutional profiles with clean documentation and realistic capital stacks.
Pain-Point Solver Table
The table below shows why well-capitalized investors still lose time when they rely on one channel.
A broker-led, multi-lender process is built to reduce dead ends and compress timelines.
| Typical Bank Outcome |
Common Friction |
Our Broker-Led Solution Path |
| Traditional loan at 60% LTV with 45 to 60-day approval
|
Single credit box, conservative underwrite, slow committee cycles |
Bridge or structured senior at 70 to 75% LTV with faster term-sheet cycles
|
| Decline due to asset transition risk
|
Lease-up, repositioning, or capex-heavy business plans |
Bridge plus capex tranche, then refinance to permanent on stabilization
|
| Loan size mismatch
|
Tickets too small for one bank, too large for another |
We source 5 to 10 quotes across banks, debt funds, and structured providers
|
| Cross-border complexity pushback
|
International sponsor, multi-jurisdiction ownership or cash flows |
Jurisdiction-matched lenders with clear security, governance, and reporting frameworks
|
How It Works
This is a structured four-step process designed for speed without sacrificing credit discipline.
Step 1. Submit Property Details
Share your teaser, purchase agreement or term sheet, rent roll, capex plan, and your proposed
equity contribution. We confirm the likely funding lane before lender outreach.
Step 2. We Source 5 to 10 Lender Quotes
We approach a targeted mix of banks, private credit, mezzanine funds, and specialty lenders
aligned to your asset type, location, and timeline.
Step 3. Customize the Structure
We refine the capital stack across bridge, construction, mezzanine, preferred equity,
and permanent loan pathways to match your hold plan and exit.
Step 4. Close Fast
We coordinate diligence, legal, valuation, and lender conditions. Where relevant, we can
align trade finance support for imported equipment or capex supply chains tied to the project.
Qualification Checklist for Sales-Qualified Leads
This quick self-check helps confirm whether your deal is likely to receive strong lender attention.
You can use it internally before submitting your materials.
Readiness Status:
Select items to see your readiness level.
Case Studies
We keep client identities confidential by default. The examples below reflect anonymized outcomes
where documentation, sponsor credibility, and exit logic supported fast underwriting.
$35M Retail Center in Dubai
The sponsor required a speed-focused structure with a mezzanine gap option to protect equity.
A multi-lender quote process improved terms and reduced pricing friction. The transaction
advanced through accelerated diligence with a clear stabilization plan.
$120M Industrial Park in Texas
The sponsor needed a high-leverage senior structure tied to strong tenant demand and an
institutional exit. The capital stack aligned with a defined refinance pathway post-lease-up.
Rate and Structure Reference by Property Type
The ranges below are indicative market-style references for qualified, institutional profiles.
Final pricing depends on leverage, DSCR, tenancy, capex, location, sponsor strength, and lender appetite.
| Property Type |
Indicative Senior Pricing Range |
Leverage Reference |
Common Structure Notes |
| Offices
|
SOFR + 2.8% to 4.2% |
Up to 70% to 75% LTV, asset-dependent |
Stronger terms where tenancy and cash flow are stabilized. |
| Retail
|
SOFR + 3.2% to 4.8% |
Up to 70% to 75% LTV |
Tenant quality and lease duration heavily influence pricing. |
| Industrial and Logistics
|
SOFR + 2.5% to 3.8% |
Up to 75% to 80% LTV in strong markets |
Often the most lender-friendly segment for scale deals. |
| Hospitality
|
SOFR + 4.0% to 7.0% |
Typically lower advance rates |
Seasonality, operator strength, and brand matter. |
| Multifamily
|
SOFR + 2.5% to 3.9% |
Up to 75% to 80% LTV for strong profiles |
Bridge-to-agency or bridge-to-bank transitions are common. |
Quick Pricing Estimator
This calculator provides an indicative all-in interest estimate using a simple SOFR input and a
selected spread range. It is not a quote.
Indicative All-In Rate:
-
Estimated Annual Interest Cost:
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This is a simplified estimator for planning. Real offers reflect leverage, DSCR, tenancy,
capex, jurisdiction, lender fees, hedging requirements, and legal and valuation costs.
FAQ
Do you support Commercial Real Estate loans for international investors?
Yes, where the ownership structure, source of funds, and governance can pass KYC and underwriting
standards. Cross-border sponsors often achieve better outcomes when the security, reporting, and
exit plan is structured from day one to match lender expectations.
How does gap financing fit into a Commercial Real Estate capital stack?
Gap financing often sits between senior debt and sponsor equity to increase leverage or protect
the sponsor’s cash position. It can take the form of mezzanine debt or preferred equity, depending
on jurisdiction, asset type, and the senior lender’s intercreditor requirements.
Can you help with bridge-to-permanent transitions?
Yes. We often position a bridge strategy with a clear refinance trigger based on lease-up,
capex completion, or stabilized NOI metrics. A credible takeout story improves both pricing
and lender confidence.
Get Your Personalized Funding Quote
Start the conversation. We aim to reply within 2 hours for complete, live deal submissions.
Share your teaser, value, location, capital stack target, and exit plan to receive a structured
indication pathway through regulated partners.
Request Commercial Real Estate Terms
Disclaimer: This page is for general information only and does not constitute legal, financial, or
regulatory advice. Financely acts as advisor and broker through regulated partners and is not a bank
or direct lender. We do not guarantee approvals, pricing, leverage, timelines, or lender selection.
All mandates are handled on a best-efforts basis and are subject to due diligence, KYC, AML,
sanctions screening, valuation, legal review, and credit approvals by relevant institutions.
Professional and corporate audience only.