Commercial Real Estate Equity Bridge Loans

Commercial Real Estate Equity Bridge Loans

Commercial Real Estate Equity Bridge Loans

Need funds to lock a property, close an earnest money deposit, clear liens, or finalize permits before senior debt arrives. We arrange equity-backed bridge loans that rely on sponsor equity in the project and strict fund controls, not just immediate hard collateral. Cash sits in escrow, releases follow milestones, and investors receive an equity kicker or conversion right sized to risk.

What This Solves

Acquisition Gap
Cover deposits, price adjustments, and speed-to-close while senior or agency debt is documented.
Construction And Capex
Fund early works, tenant improvements, and change orders to keep schedules intact.
Recapitalization
Refinance partner buyouts or cure shortfalls before takeout from a permanent lender.

Structures We Arrange

Convertible Bridge
Short tenor loan with a right to convert into project equity if repayment from takeout does not occur by the long stop date.
Bridge With Warrants
Debt coupon plus warrants or profit participation tied to stabilization or sale.
Preferred Equity Bridge
Pref equity that behaves like a bridge with priority distributions and negotiated buyout.

Fund Controls And Investor Protections

Cashflow Controls
  • Escrow and controlled disbursements tied to invoices and milestones
  • Blocked or controlled accounts for rents and sales proceeds when applicable
  • Use of proceeds certificates for each draw
  • Monthly reporting on budgets and bank statements
Legal Safeguards
  • Assignment of funded contracts and notices to counterparties
  • Pledge over project company interests where permitted
  • Negative pledge on the same assets to avoid a double pledge
  • Conversion or step in rights if milestones are missed

Who Qualifies

Sponsor Profile
Experienced sponsors or co sponsors with a defined plan, clean KYC, and verifiable track record.
Assets
Multifamily, industrial, last mile logistics, hospitality with strong flag, office with signed pre leasing, and mixed use with visible exits.
Use Of Proceeds
Deposits, option exercises, permit fees, capex, TI and LC, interest reserves, cure amounts, and closing costs.

Indicative Term Sheet

Terms
Facility: Equity linked bridge financing for commercial real estate at project or SPV level
Ticket Size: USD 3,000,000 to USD 50,000,000 per transaction
Tenor: 3 to 12 months, extensions by agreement with step pricing
Pricing: 10% to 14% per year pay rate, depending on risk, controls, and exit visibility
Equity Kicker: Warrants or conversion option equal to 1% to 5% fully diluted, sized to risk and tenor
Use Of Proceeds: Release from escrow only against approved invoices for deposits, permits, capex, and closing items as per budget
Security And Controls: Escrow, blocked accounts where applicable, assignment of funded contracts, pledge of SPV interests where permitted, negative pledge, monthly reporting
Exit Sources: Senior mortgage or construction debt, agency takeout, sale or recapitalization, proceeds waterfall agreed at closing
Long Stop: If takeout is not achieved by the long stop date, investor may convert into equity or exercise step in rights as documented
Fees: Financely structuring and underwriting 1.5% to 3.0% of face value, non refundable. Investor arrangement or closing fees by agreement with investor and outside our scope

Why Sponsors Work With Us

Speed With Control
We keep money in escrow and tie releases to milestones so projects move forward without fund leakage.
Alignment
Investors share upside through warrants or conversion, which keeps pricing in check and focus on closing the exit.
Clean Execution
Term sheet, data room, diligence, and closing are managed on a secure workflow with clear responsibilities.

Request A CRE Equity Bridge Proposal

Share deal summary, uses and sources, timeline, and exit path. We will respond with a structure, pricing range, and closing steps.

Start Your Mandate

Financely acts as arranger and underwriter. Financely is not a lender and does not issue securities. All transactions depend on due diligence, KYC and AML screening, investor approval, and executed documentation. The term sheet above is indicative and non binding.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.