Commercial Real Estate Bridge Financing Platform
Transitional assets need speed and control. Our platform screens deals, assembles lender-grade files, and matches them to capital with appetite for the exact property type, market, and business plan. Sponsors get real term sheets. Lenders get clean files they can approve without back and forth.
Snapshot: We underwrite income and exit, map the business plan, validate rents and costs, and lock third-party workstreams. Then we route to lenders and funds that can close on that profile. The result is a faster path to a bridge loan with tight covenants and reporting.
Who We Serve
- Owners and developers
seeking short-term capital for acquisition, refinance, lease-up, or capex.
- Debt funds and lending desks
looking for screened, control-rich bridge opportunities with realistic exits.
- Family offices and private lenders
that want repeatable deployment with standardized reporting.
What The Platform Delivers
| Item |
What You Receive |
| Underwriting pack |
Rent roll, T-12, pro forma, capex plan, comps, business plan, exit routes, DSCR and coverage tests |
| Diligence tracker |
Appraisal, environmental, PCA, zoning, insurance, title, legal, closing checklist with dates and owners |
| Lender match |
Targeted outreach to lenders and funds with appetite for the property type, market, leverage, and timeline |
| Capital stack options |
Senior bridge, mezzanine or pref equity, and interest reserve sizing mapped to the plan and exit |
| Closing support |
Term sheet coordination, CP list management, third-party reports, documents, and funding sequence |
Use Cases We Fund
- Acquisition of underperforming assets with a defined lease-up plan
- Refinance of maturing debt with a credible exit or recap
- Capex and repositioning for value-add strategies
- Partner buyouts and rescue capital for time-sensitive needs
- Bridge to construction or agency takeout where eligible
Core Criteria
| Dimension |
Preferred |
Out of Scope |
| Loan size |
USD 5–150m, scalable by portfolio |
Very small one-offs with no path to scale |
| Term and structure |
6–36 months, interest-only, extension options tied to tests |
Open-ended or fully amortizing without a workable exit |
| Leverage |
Loan-to-value and loan-to-cost sized to business plan and market comps |
Leverage that ignores rents, costs, or exit math |
| Property types |
Multifamily, industrial, retail, select hospitality, medical office, and storage |
Raw land with no near-term plan or specialty assets without a market |
| Sponsor |
Track record, equity in deal, and documented plan |
No experience, no equity, or unclear strategy |
Our Screen: What We Decline Early
- Unverified rent rolls or missing financials
- Exit dependent on unrealistic cap rates or rent spikes
- Title or zoning issues with no fix path
- Borrowers unwilling to provide KYC or sponsor disclosures
How The Platform Works
- Intake.
Submit summary, rent roll, T-12, capex, and business plan. We run KYC and quick screens.
- Underwrite.
Build the credit pack, model income and exit, and define covenants and tests.
- Match.
Route to lenders and funds with appetite for the specific leverage, market, and plan.
- Term Sheets.
Coordinate pricing, structure, CP list, third-party reports, and timelines.
- Close.
Drive diligence, documents, funding mechanics, and reporting setup.
- Monitor.
Track covenants, capex spend, occupancy, and exit milestones until takeout.
FAQ
How fast can a bridge loan close
Speed depends on deal readiness and third-party reports. Clean files move faster. We keep workstreams in a single checklist to avoid drift.
Do you arrange mezzanine or preferred equity
Yes when the plan and coverage support it. We size the stack to the business plan and exit, not to a target leverage number.
Will you consider office
Selectively, with strong sponsor, credible re-tenanting, and downside controls. We pass on assets where the story relies on hope.
Financely is a capital advisory and marketplace service. We are not a lender. All financings are subject to KYC, underwriting, third-party reports, independent credit approval, and final documentation. This page is marketing material and not a commitment to lend. Terms vary by market, property, sponsor, and diligence outcomes. We reserve the right to decline files that do not meet screening criteria.